All States Connecticut
FY2024 AOUSC data #49 per capita 1 judicial district

Connecticut Bankruptcy Filings

3,842 federal filings in FY2024 across 1 district of Connecticut, 3.62 million residents. Chapter 7, 11, 12, 13 breakdown sourced from AOUSC Judicial Caseload Statistics.

Connecticut chapter mix FY2024

Chapters2313%1460%Ch 7 — LiquidationCh 11 — ReorganizationCh 12 — Family farmerCh 13 — Wage-earnerCh 15 — Cross-border
3,842 filings • per-capita rate 106.2 per 100k

Total Filings

3,842

#35 nationally

Per 100,000

106.2

#49 per capita

Chapter 7

2,313

60% of total

Chapter 13

1,460

38% of total

Chapter 11

64

Business reorganization

Business

291

Of total filings

Filing Composition by Chapter

Chapter 7 (liquidation) 60.2%

2,313 cases

Chapter 13 (wage-earner plan) 38.0%

1,460 cases

Chapter 11 (business reorganization) 1.7%

64 cases

Connecticut bankruptcy discharge outcomes Per-chapter horizontal gauge showing the share of cases that result in discharge, dismissal, or conversion to another chapter. Connecticut bankruptcy discharge outcomes Outcome shares — illustrative long-run share per chapter Chapter 7 96% Chapter 11 25% Chapter 12 60% Chapter 13 38% 0% 25% 50% 75% 100% Discharged Dismissed Converted AOUSC long-run typical resolution shares — illustrative composition reference for Connecticut

Peer states — per-capita filings near Connecticut

Rate per 100k population (decimal share) and total filings — Connecticut highlighted

Selected

CT

Connecticut

10.62% top marginal rate
Structure
Progressive
Burden @ $100K
$3,842

ND

North Dakota

10.47% top marginal rate
Structure
Progressive
Burden @ $100K
$821

SD

South Dakota

8.93% top marginal rate
Structure
Progressive
Burden @ $100K
$821

Filing Trend by Year

Year Total Ch. 7 Ch. 13
FY2024 3,842 2,313 1,460
FY2023 3,433 2,152 1,223
FY2022 3,069 2,099 926
FY2021 3,274 2,354 874
FY2020 4,310 3,064 1,184
FY2019 6,134 3,809 2,266
FY2018 6,173 3,846 2,269
FY2017 6,077 3,950 2,065
FY2016 6,289 4,258 1,967
FY2015 6,685 4,539 2,081

Federal Districts in Connecticut

Economic Context

Source: BLS Local Area Unemployment Statistics →

4.1%

Unemployment (2023)

106.2

Filings per 100k Pop.

Understanding This Data

Bankruptcy filing rates vary by state due to differences in exemption laws, wages, cost of living, consumer credit access, and legal culture. High per-capita rates often reflect historical patterns in consumer credit use and cultural attitudes toward debt relief. This data is aggregate statistics — it cannot predict individual case outcomes.

Filing Rate Score

106.2

Filings per 100,000 population

#49

Per-capita rank among 51 jurisdictions

Connecticut has a relatively low per-capita bankruptcy filing rate, ranking 49 out of 51 jurisdictions.

What the Connecticut Data Shows

In FY2024, Connecticut recorded 3,842 federal bankruptcy filings across a population of roughly 3.62 million, producing a per-capita rate of 106.2 filings per 100,000 residents. That rate places Connecticut at #49 among the 51 reporting jurisdictions (bottom quartile nationally), while its raw filing volume ranks #35. Chapter 7 liquidations account for 60% of the state's caseload and Chapter 13 repayment plans for 38%, a split that reflects the state's exemption laws, income distribution, and the degree to which homeowners use Chapter 13 to cure mortgage arrears rather than surrender property under Chapter 7.

Cases are processed across 1 federal judicial district in Connecticut, with business filings totaling 291 in FY2024 (including 64 Chapter 11 reorganizations). The 10-year trend available from AOUSC covers FY2015–FY2024, during which total Connecticut filings declined 42.5%. Unemployment in this state is 4.1% (2023), a macro indicator that typically correlates with bankruptcy volume on a 6–12 month lag, alongside consumer debt levels, medical cost exposure, and credit tightening cycles.

These figures describe the aggregate population of court filings; they do not forecast any individual case outcome. The chapter mix, per-capita rate, and district-level distribution here are influenced by local rules, trustee practices, attorney fee conventions, and state exemption generosity — all of which can change the benefits and risks of each filing path materially. This page is statistical information only and is not legal advice; residents considering bankruptcy in Connecticut should consult a licensed bankruptcy attorney familiar with the specific district's procedures before relying on any pattern described above.

Frequently Asked Questions

How many bankruptcy cases were filed in Connecticut in FY2024?

Connecticut had 3,842 total bankruptcy filings in FY2024, ranking #35 nationally by total volume. Of these, 2,313 were Chapter 7 liquidation cases and 1,460 were Chapter 13 repayment plan cases.

What is the per-capita bankruptcy filing rate in Connecticut?

Connecticut had 106.2 bankruptcy filings per 100,000 population in FY2024, ranking #49 among all 51 U.S. jurisdictions. Per-capita rates account for population size and give a more accurate picture of financial distress than raw totals.

Which bankruptcy chapter is most common in Connecticut?

Chapter 7 (liquidation) accounted for 60% of all Connecticut bankruptcy filings in FY2024. Chapter 13 (wage earner repayment plans) made up 38%. The Chapter 7/13 split varies by state based on income levels, exemption laws, and homeownership rates.

How many federal judicial districts are in Connecticut?

Connecticut has 1 federal judicial district: District of Connecticut. All bankruptcy cases are filed in federal court, not state court. Each district has its own bankruptcy court with local rules and procedures.

How does unemployment in Connecticut relate to bankruptcy filings?

Connecticut's unemployment rate was 4.1% in 2023. While unemployment and bankruptcy filings often correlate, the relationship is not direct — bankruptcy filings also depend on consumer debt levels, state exemption laws, legal costs, and access to credit. Rising unemployment can increase filings with a 6-12 month lag.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainBankruptcy Editorial