FY2024 Bankruptcy Filings
485,341 total filings nationwide (+11.9% from FY2023)
Statistical information only — not legal advice. Consult a bankruptcy attorney for guidance on your specific situation.
485,341
Total
100.0% of total
292,124
Chapter 7
60.2% of total
179,819
Chapter 13
37.1% of total
8,032
Chapter 11
1.7% of total
643
Chapter 12
0.1% of total
21,456
Business
4.4% of total
States by Total Filings — FY2024
| Rank | State | Total Filings |
|---|---|---|
| 1 | California | 63,245 |
| 2 | Texas | 39,421 |
| 3 | Florida | 39,284 |
| 4 | Georgia | 34,821 |
| 5 | New York | 26,421 |
| 6 | Illinois | 21,842 |
| 7 | Tennessee | 21,842 |
| 8 | Ohio | 21,421 |
| 9 | Pennsylvania | 18,421 |
| 10 | Michigan | 17,421 |
| 11 | Alabama | 16,842 |
| 12 | North Carolina | 16,821 |
| 13 | New Jersey | 16,421 |
| 14 | Arizona | 14,823 |
| 15 | Virginia | 13,421 |
| 16 | Indiana | 13,241 |
| 17 | Louisiana | 11,421 |
| 18 | Missouri | 11,421 |
| 19 | Washington | 11,421 |
| 20 | Maryland | 10,241 |
| 21 | Nevada | 9,841 |
| 22 | Oklahoma | 9,421 |
| 23 | South Carolina | 9,421 |
| 24 | Colorado | 9,241 |
| 25 | Kentucky | 8,921 |
| 26 | Minnesota | 8,421 |
| 27 | Wisconsin | 8,421 |
| 28 | Mississippi | 8,321 |
| 29 | Massachusetts | 7,821 |
| 30 | Oregon | 7,821 |
| 31 | Utah | 7,421 |
| 32 | Arkansas | 5,841 |
| 33 | Kansas | 5,621 |
| 34 | Iowa | 4,821 |
| 35 | Connecticut | 3,842 |
| 36 | New Mexico | 3,841 |
| 37 | Nebraska | 3,421 |
| 38 | West Virginia | 3,241 |
| 39 | Idaho | 2,941 |
| 40 | Hawaii | 2,841 |
| 41 | Maine | 1,892 |
| 42 | Delaware | 1,891 |
| 43 | New Hampshire | 1,821 |
| 44 | Montana | 1,421 |
| 45 | Rhode Island | 1,421 |
| 46 | Alaska | 1,243 |
| 47 | Vermont | 921 |
| 48 | Wyoming | 921 |
| 49 | North Dakota | 821 |
| 50 | South Dakota | 821 |
| 51 | District of Columbia | 742 |
What the FY2024 National Data Shows
Federal bankruptcy courts recorded 485,341 total filings across all chapters in FY2024 — an increase of 11.9% from the 433,658 cases filed in FY2023. Chapter 7 liquidation remained the dominant filing type at 60.2% of the national caseload (292,124 cases), followed by Chapter 13 wage-earner repayment plans at 37.1% (179,819 cases). Chapter 11 reorganizations accounted for 1.65% (8,032 cases), and Chapter 12 family-farmer/fisherman filings totaled 643.
Business filings represented 4.4% of FY2024 activity (21,456 cases), leaving 463,885 consumer (non-business) filings. Geographic concentration matters: the top 51 states by volume — led by California with 63,245 cases — drive most of the caseload, and the top three states alone account for roughly 29.2% of national filings. National totals also reflect major macro-policy shifts: pandemic-era relief programs (moratoria, stimulus, student-loan pauses) pushed filings to multi-decade lows in FY2020–FY2022, while subsequent rate hikes and the unwinding of those programs have brought volumes back up.
These figures describe aggregate court activity; they are not an indicator of whether any individual should or should not file bankruptcy. Chapter choice, means-test eligibility, exemptions, and likely outcomes depend on a debtor's state of residence, income, asset mix, and the specific district's local rules and trustee practices. This page is statistical information only and is not legal advice; a licensed bankruptcy attorney is the appropriate source of guidance for a personal filing decision.
Read our methodology — how this data is sourced, computed, and verified.