FY2023 Bankruptcy Filings
433,658 total filings nationwide (+11.8% from FY2022)
Statistical information only — not legal advice. Consult a bankruptcy attorney for guidance on your specific situation.
433,658
Total
100.0% of total
271,825
Chapter 7
62.7% of total
151,895
Chapter 13
35.0% of total
6,569
Chapter 11
1.5% of total
789
Chapter 12
0.2% of total
18,315
Business
4.2% of total
States by Total Filings — FY2023
| Rank | State | Total Filings |
|---|---|---|
| 1 | California | 56,510 |
| 2 | Texas | 35,223 |
| 3 | Florida | 35,101 |
| 4 | Georgia | 31,113 |
| 5 | New York | 23,607 |
| 6 | Illinois | 19,516 |
| 7 | Tennessee | 19,516 |
| 8 | Ohio | 19,140 |
| 9 | Pennsylvania | 16,459 |
| 10 | Michigan | 15,566 |
| 11 | Alabama | 15,049 |
| 12 | North Carolina | 15,030 |
| 13 | New Jersey | 14,672 |
| 14 | Arizona | 13,245 |
| 15 | Virginia | 11,992 |
| 16 | Indiana | 11,831 |
| 17 | Louisiana | 10,205 |
| 18 | Missouri | 10,205 |
| 19 | Washington | 10,205 |
| 20 | Maryland | 9,150 |
| 21 | Nevada | 8,793 |
| 22 | Oklahoma | 8,418 |
| 23 | South Carolina | 8,418 |
| 24 | Colorado | 8,257 |
| 25 | Kentucky | 7,971 |
| 26 | Minnesota | 7,524 |
| 27 | Wisconsin | 7,524 |
| 28 | Mississippi | 7,435 |
| 29 | Massachusetts | 6,988 |
| 30 | Oregon | 6,988 |
| 31 | Utah | 6,631 |
| 32 | Arkansas | 5,219 |
| 33 | Kansas | 5,022 |
| 34 | Iowa | 4,308 |
| 35 | Connecticut | 3,433 |
| 36 | New Mexico | 3,432 |
| 37 | Nebraska | 3,057 |
| 38 | West Virginia | 2,896 |
| 39 | Idaho | 2,628 |
| 40 | Hawaii | 2,538 |
| 41 | Maine | 1,691 |
| 42 | Delaware | 1,690 |
| 43 | New Hampshire | 1,627 |
| 44 | Montana | 1,270 |
| 45 | Rhode Island | 1,270 |
| 46 | Alaska | 1,111 |
| 47 | Vermont | 823 |
| 48 | Wyoming | 823 |
| 49 | North Dakota | 734 |
| 50 | South Dakota | 734 |
| 51 | District of Columbia | 663 |
What the FY2023 National Data Shows
Federal bankruptcy courts recorded 433,658 total filings across all chapters in FY2023 — an increase of 11.8% from the 387,721 cases filed in FY2022. Chapter 7 liquidation remained the dominant filing type at 62.7% of the national caseload (271,825 cases), followed by Chapter 13 wage-earner repayment plans at 35.0% (151,895 cases). Chapter 11 reorganizations accounted for 1.51% (6,569 cases), and Chapter 12 family-farmer/fisherman filings totaled 789.
Business filings represented 4.2% of FY2023 activity (18,315 cases), leaving 415,343 consumer (non-business) filings. Geographic concentration matters: the top 51 states by volume — led by California with 56,510 cases — drive most of the caseload, and the top three states alone account for roughly 29.2% of national filings. National totals also reflect major macro-policy shifts: pandemic-era relief programs (moratoria, stimulus, student-loan pauses) pushed filings to multi-decade lows in FY2020–FY2022, while subsequent rate hikes and the unwinding of those programs have brought volumes back up.
These figures describe aggregate court activity; they are not an indicator of whether any individual should or should not file bankruptcy. Chapter choice, means-test eligibility, exemptions, and likely outcomes depend on a debtor's state of residence, income, asset mix, and the specific district's local rules and trustee practices. This page is statistical information only and is not legal advice; a licensed bankruptcy attorney is the appropriate source of guidance for a personal filing decision.
Read our methodology — how this data is sourced, computed, and verified.