FY2022 Bankruptcy Filings
387,721 total filings nationwide (-6.3% from FY2021)
Statistical information only — not legal advice. Consult a bankruptcy attorney for guidance on your specific situation.
387,721
Total
100.0% of total
265,220
Chapter 7
68.4% of total
114,925
Chapter 13
29.6% of total
4,679
Chapter 11
1.2% of total
833
Chapter 12
0.2% of total
13,481
Business
3.5% of total
States by Total Filings — FY2022
| Rank | State | Total Filings |
|---|---|---|
| 1 | California | 50,524 |
| 2 | Texas | 31,492 |
| 3 | Florida | 31,383 |
| 4 | Georgia | 27,817 |
| 5 | New York | 21,107 |
| 6 | Illinois | 17,449 |
| 7 | Tennessee | 17,449 |
| 8 | Ohio | 17,112 |
| 9 | Pennsylvania | 14,716 |
| 10 | Michigan | 13,917 |
| 11 | Alabama | 13,454 |
| 12 | North Carolina | 13,438 |
| 13 | New Jersey | 13,118 |
| 14 | Arizona | 11,842 |
| 15 | Virginia | 10,722 |
| 16 | Indiana | 10,578 |
| 17 | Louisiana | 9,124 |
| 18 | Missouri | 9,124 |
| 19 | Washington | 9,124 |
| 20 | Maryland | 8,181 |
| 21 | Nevada | 7,862 |
| 22 | Oklahoma | 7,526 |
| 23 | South Carolina | 7,526 |
| 24 | Colorado | 7,382 |
| 25 | Kentucky | 7,127 |
| 26 | Minnesota | 6,727 |
| 27 | Wisconsin | 6,727 |
| 28 | Mississippi | 6,647 |
| 29 | Massachusetts | 6,248 |
| 30 | Oregon | 6,248 |
| 31 | Utah | 5,928 |
| 32 | Arkansas | 4,666 |
| 33 | Kansas | 4,490 |
| 34 | Iowa | 3,851 |
| 35 | Connecticut | 3,069 |
| 36 | New Mexico | 3,068 |
| 37 | Nebraska | 2,733 |
| 38 | West Virginia | 2,589 |
| 39 | Idaho | 2,349 |
| 40 | Hawaii | 2,270 |
| 41 | Delaware | 1,511 |
| 42 | Maine | 1,511 |
| 43 | New Hampshire | 1,455 |
| 44 | Montana | 1,135 |
| 45 | Rhode Island | 1,135 |
| 46 | Alaska | 993 |
| 47 | Vermont | 736 |
| 48 | Wyoming | 736 |
| 49 | North Dakota | 656 |
| 50 | South Dakota | 656 |
| 51 | District of Columbia | 593 |
What the FY2022 National Data Shows
Federal bankruptcy courts recorded 387,721 total filings across all chapters in FY2022 — a decrease of 6.3% from the 413,616 cases filed in FY2021. Chapter 7 liquidation remained the dominant filing type at 68.4% of the national caseload (265,220 cases), followed by Chapter 13 wage-earner repayment plans at 29.6% (114,925 cases). Chapter 11 reorganizations accounted for 1.21% (4,679 cases), and Chapter 12 family-farmer/fisherman filings totaled 833.
Business filings represented 3.5% of FY2022 activity (13,481 cases), leaving 374,240 consumer (non-business) filings. Geographic concentration matters: the top 51 states by volume — led by California with 50,524 cases — drive most of the caseload, and the top three states alone account for roughly 29.2% of national filings. National totals also reflect major macro-policy shifts: pandemic-era relief programs (moratoria, stimulus, student-loan pauses) pushed filings to multi-decade lows in FY2020–FY2022, while subsequent rate hikes and the unwinding of those programs have brought volumes back up.
These figures describe aggregate court activity; they are not an indicator of whether any individual should or should not file bankruptcy. Chapter choice, means-test eligibility, exemptions, and likely outcomes depend on a debtor's state of residence, income, asset mix, and the specific district's local rules and trustee practices. This page is statistical information only and is not legal advice; a licensed bankruptcy attorney is the appropriate source of guidance for a personal filing decision.
Read our methodology — how this data is sourced, computed, and verified.