All States Louisiana

State profile · FY2024 · AOUSC

Louisiana Bankruptcy Filings

11,421 federal filings in FY2024 across 3 judicial districts and 4.57 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

11,421
Total filings FY2024
249.7
Per 100k residents
#6
Per-capita rank
3
Judicial districts

Data updated July 2026

The bottom line

Louisiana recorded 11,421 bankruptcy filings in FY2024 - 249.7 per 100,000 residents, the #6 highest rate among the 51 U.S. jurisdictions.

249.7
filings per 100k
#6
per-capita rank (of 51)
52%
Chapter 7 (liquidation)
46%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on attorney representation, district local rules, exemption law, and the means test. Consult a licensed bankruptcy attorney in Louisiana.

Louisiana chapter composition, FY2024

Louisiana chapter mix FY2024

Chapters5966%5288%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
11,421 filings • per-capita rate 249.7 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

11,421

#17 nationally

Per 100,000

249.7

#6 per capita

Chapter 7

5,966

52% of total

Chapter 13

5,288

46% of total

Chapter 11

149

Business reorganization

Business

521

Of total filings

Peer states, per-capita filings near Louisiana

Rate per 100k population (decimal share) and total filings - Louisiana highlighted

MS

Mississippi

28.31% top marginal rate
Structure
Progressive
Burden @ $100K
$8,321
Selected

LA

Louisiana

24.97% top marginal rate
Structure
Progressive
Burden @ $100K
$11,421

OK

Oklahoma

23.24% top marginal rate
Structure
Progressive
Burden @ $100K
$9,421

UT

Utah

21.71% top marginal rate
Structure
Progressive
Burden @ $100K
$7,421

Filing Trend by Year

5,00010,00015,00020,00025,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 11,421
Total bankruptcy filings in Louisiana by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 11,421 5,966 5,288
FY2023 10,205 5,574 4,487
FY2022 9,124 5,548 3,463
FY2021 9,733 6,305 3,306
FY2020 12,812 8,210 4,444
FY2019 18,236 9,811 8,281
FY2018 18,351 9,940 8,270
FY2017 18,066 10,285 7,629
FY2016 18,696 11,193 7,344
FY2015 19,873 11,943 7,767

Economic Context

Source: BLS Local Area Unemployment Statistics →

3.7%

Unemployment (2023)

249.7

Filings per 100k Pop.

Understanding This Data

Bankruptcy filing rates vary by state due to differences in exemption laws, wages, cost of living, consumer credit access, and legal culture. High per-capita rates often reflect historical patterns in consumer credit use and cultural attitudes toward debt relief. This data is aggregate statistics, it cannot predict individual case outcomes.

Filing Rate Score

249.7

Filings per 100,000 population

#6

Per-capita rank among 51 jurisdictions

Louisiana ranks among the top 10 states for bankruptcy filings per capita, a rate shaped by state exemption laws, income levels, and local legal culture as much as by underlying financial distress.

What the Louisiana Data Shows

In FY2024, Louisiana recorded 11,421 federal bankruptcy filings across a population of roughly 4.57 million, producing a per-capita rate of 249.7 filings per 100,000 residents. That rate places Louisiana at #6 among the 51 reporting jurisdictions (top 10 nationally), while its raw filing volume ranks #17. Chapter 7 liquidations account for 52% of the state's caseload and Chapter 13 repayment plans for 46%, a split that reflects the state's exemption laws, income distribution, and the degree to which homeowners use Chapter 13 to cure mortgage arrears rather than surrender property under Chapter 7.

Cases are processed across 3 federal judicial districts in Louisiana, with business filings totaling 521 in FY2024 (including 149 Chapter 11 reorganizations). The 10-year trend available from AOUSC covers FY2015–FY2024, during which total Louisiana filings declined 42.5%. Unemployment in this state is 3.7% (2023), a macro indicator that typically correlates with bankruptcy volume on a 6–12 month lag, alongside consumer debt levels, medical cost exposure, and credit tightening cycles.

These figures describe the aggregate population of court filings; they do not forecast any individual case outcome. The chapter mix, per-capita rate, and district-level distribution here are influenced by local rules, trustee practices, attorney fee conventions, and state exemption generosity, all of which can change the benefits and risks of each filing path materially. This page is statistical information only and is not legal advice; residents considering bankruptcy in Louisiana should consult a licensed bankruptcy attorney familiar with the specific district's procedures before relying on any pattern described above.

Frequently Asked Questions

How many bankruptcy cases were filed in Louisiana in FY2024?

Louisiana had 11,421 total bankruptcy filings in FY2024, ranking #17 nationally by total volume. Of these, 5,966 were Chapter 7 liquidation cases and 5,288 were Chapter 13 repayment plan cases.

What is the per-capita bankruptcy filing rate in Louisiana?

Louisiana had 249.7 bankruptcy filings per 100,000 population in FY2024, ranking #6 among all 51 U.S. jurisdictions. Per-capita rates account for population size and give a more comparable, like-for-like measure of filing activity than raw totals, though the rate is also shaped by state exemption laws and legal culture, not purely by financial distress.

Which bankruptcy chapter is most common in Louisiana?

Chapter 7 (liquidation) accounted for 52% of all Louisiana bankruptcy filings in FY2024. Chapter 13 (wage earner repayment plans) made up 46%. The Chapter 7/13 split varies by state based on income levels, exemption laws, and homeownership rates.

How many federal judicial districts are in Louisiana?

Louisiana has 3 federal judicial districts: Eastern District of Louisiana, Middle District of Louisiana, Western District of Louisiana. All bankruptcy cases are filed in federal court, not state court. Each district has its own bankruptcy court with local rules and procedures.

How does unemployment in Louisiana relate to bankruptcy filings?

Louisiana's unemployment rate was 3.7% in 2023. While unemployment and bankruptcy filings often correlate, the relationship is not direct, bankruptcy filings also depend on consumer debt levels, state exemption laws, legal costs, and access to credit. Rising unemployment can increase filings with a 6-12 month lag.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics. See our methodology for details. Retrieved and formatted by PlainBankruptcy Editorial

Every figure on PlainBankruptcy is rendered directly from federal court source data, no number is typed in by an editor. This page draws directly on federal court source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.