FY2020 Bankruptcy Filings

606,428 total filings nationwide (-21.1% from FY2019)

SLUMP CUT CH7-LED CONSUMER

Statistical information only, not legal advice. This page does not recommend whether to file.

606,428

Total

100.0% of total

406,571

Chapter 7

67.0% of total

190,922

Chapter 13

31.5% of total

8,119

Chapter 11

1.3% of total

572

Chapter 12

0.1% of total

22,248

Business

3.7% of total

FY2020 Chapter 7-heavy mix (67.0% liquidation)

AOUSC Judicial Caseload Statistics, FY2020 · SLUMP · CUT · CH7-LED. Shares use the same national total.

  • Ch. 7 67.0%
  • Ch. 13 31.5%
  • Ch. 11 1.3%
  • Business 3.7%

Top states after FY2020's YoY cut

Highest 12 of 51 jurisdictions under the national SLUMP · chapter 7-heavy national mix read. Full roster on All states.

Rank State Total Filings
1 California 56,909
2 Florida 40,148
3 Illinois 36,748
4 Georgia 32,708
5 Ohio 30,021
6 Texas 29,084
7 Tennessee 24,932
8 New York 24,771
9 Michigan 24,460
10 Alabama 21,068
11 Indiana 19,006
12 Virginia 18,597

Chapter 7-heavy national mix

Chapter 7 liquidations are 67.0% of FY2020 filings, upper-third Chapter 7 share across FY2015–FY2024.

FY2020's lower-third YoY move

FY2020 posted a -21.1% YoY move (lower-third contraction) to 606,428 filings from 768,740 in FY2019. Chapter 7 liquidations dominate at 67.0% (406,571 cases), upper-third Chapter 7 share, with Chapter 13 at 31.5% and Chapter 11 at 1.34%. Chapter 12 totaled 572.

FY2020 sits in the AOUSC SLUMP band of this corpus: pandemic-era relief (moratoria, stimulus, student-loan pauses) suppressed consumer filings, so national totals mark a multi-decade trough rather than a typical caseload year. Business filings spiked to 3.7% (22,248 cases), upper-third business share, leaving 584,180 consumer filings. Top 51 states, led by California (56,909), still drive volume; top-three concentration ≈ 22.1%.

FY2020 aggregate only, not legal advice

FY2020 figures (SLUMP · CH7-LED · CONSUMER) describe aggregate court activity under the chapter 7-heavy national mix read; they are not an indicator of whether any individual should file. Chapter choice, means-test eligibility, exemptions, and outcomes depend on state of residence, income, assets, and district practice. Statistical information only, not legal advice.

Read with FY2020

Nearest national-volume peers and stamp poles for FY2020 (SLUMP · CUT · CH7-LED · CONSUMER), replacing the fixed Related strip.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics (AOUSC Judicial Caseload Statistics, FY2020). See our methodology for details. FY2020 national series (SLUMP · CUT · CH7-LED · CONSUMER) retrieved and formatted by PlainBankruptcy, chapter 7-heavy national mix.