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State profile · FY2024 · AOUSC

Indiana Bankruptcy Filings

According to AOUSC Judicial Caseload Statistics, 15,921 federal filings were recorded in FY2024 across 2 judicial districts and 6.86 million residents, Chapter 7, 11, 12, and 13.

15,921
Total filings FY2024
High-volume state
232.0
Per 100k residents
Well above national median
#8
Per-capita rank
Top third
2
Judicial districts
More districts than typical

Data updated September 2026

The bottom line

Indiana filings declined 41.7% across the 10-year AOUSC window ending FY2024.

232.0
filings per 100k
#8
per-capita rank (of 51)
57%
Chapter 7 (liquidation)
43%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

F
Financial-Stress Score
25/100
Indiana · 2 of 2 dimensions reported

Based on this state's bankruptcy filing rate (AOUSC, per 100,000 residents) and its most recently reported unemployment rate, each benchmarked against every tracked state (50 states + DC). Lower filings and lower unemployment score higher; this is not a measure of overall affordability, cost of living, or quality of life.

Bankruptcy Filing Rate F 232.0 per 100K
Federal bankruptcy filings per 100,000 residents, FY2024 (AOUSC)
Unemployment Rate D 3.7%
State's most recently reported annual unemployment rate

Consumer vs business filings, FY2024

AOUSC case-type split of the same 15,921 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Indiana rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Indiana

1. Kentucky243.12. Indiana232.03. Arkansas214.24. Illinois202.8
Filings per 100,000 residents, FY2024. Indiana highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0374.451-jurisdiction avg142232
Indiana 232.0 per 100k (1.63x the 142.3 national average; peak among 51 is 374.4). Denominator = residents; source AOUSC FY2024.

Where Indiana sits: volume vs. intensity

Every jurisdiction plotted by FY2024 total filings (volume) against filings per 100,000 residents (intensity), with Indiana highlighted among all 30. A large state can lead on volume without leading on rate, or the reverse.

30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates. 2×2 strategic matrix plotting 30 entities by Total filings (X) and Filings per 100k residents (Y), with a crosshair dividing the plot into four quadrants. High volume, high rateLow volume, high rateHigh volume, low rateBelow median on both 010,00020,00030,00040,00050,000 0100200300400 Total filings Filings per 100k residents Indiana among all U.S. jurisdictions, FY2024
30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates.
View all 30 jurisdictions as a list
  1. California : 45,781 filings, 117.5 per 100k
  2. Florida : 35,569 filings, 157.3 per 100k
  3. Texas : 30,182 filings, 98.9 per 100k
  4. Georgia : 28,963 filings, 262.6 per 100k
  5. Illinois : 25,450 filings, 202.8 per 100k
  6. Ohio : 23,448 filings, 198.9 per 100k
  7. New York : 20,881 filings, 106.7 per 100k
  8. Michigan : 20,201 filings, 201.3 per 100k
  9. Tennessee : 19,926 filings, 279.6 per 100k
  10. Alabama : 19,124 filings, 374.4 per 100k
  11. Indiana (this state) : 15,921 filings, 232.0 per 100k
  12. Virginia : 14,245 filings, 163.4 per 100k
  13. New Jersey : 13,511 filings, 142.2 per 100k
  14. Pennsylvania : 12,265 filings, 94.6 per 100k
  15. Kentucky : 11,004 filings, 243.1 per 100k
  16. Arizona : 10,861 filings, 146.2 per 100k
  17. Maryland : 10,858 filings, 175.7 per 100k
  18. Missouri : 9,572 filings, 154.5 per 100k
  19. Wisconsin : 9,461 filings, 160.1 per 100k
  20. Louisiana : 9,175 filings, 200.6 per 100k
  21. Mississippi : 8,867 filings, 301.6 per 100k
  22. North Carolina : 8,603 filings, 80.4 per 100k
  23. Minnesota : 8,231 filings, 143.4 per 100k
  24. Washington : 8,176 filings, 104.6 per 100k
  25. Nevada : 7,992 filings, 250.2 per 100k
  26. Colorado : 7,496 filings, 127.5 per 100k
  27. Utah : 6,657 filings, 194.8 per 100k
  28. Oregon : 6,601 filings, 155.9 per 100k
  29. Arkansas : 6,571 filings, 214.2 per 100k
  30. Oklahoma : 6,467 filings, 159.5 per 100k

Source: AOUSC Judicial Caseload Statistics (filings) · U.S. Census Bureau Population Estimates →

Indiana chapter composition, FY2024

Indiana chapter mix FY2024

Chapters57%42.5%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
15,921 filings • per-capita rate 232.0 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

15,921

#11 nationally · High-volume state

Per 100,000

232.0

#8 per capita · Well above national median

Chapter 7

9,080

57% of total · Near national share

Chapter 13

6,770

43% of total · Near national share

Chapter 11

70

Business reorganization · Below national share

Business

245

Of total filings · Below national share

Peer states, per-capita filings near Indiana

Rate per 100k population (decimal share) and total filings - Indiana highlighted

KY

Kentucky

24.31% top marginal rate
Structure
Progressive
Burden @ $100K
$11,004
Selected

IN

Indiana

23.20% top marginal rate
Structure
Progressive
Burden @ $100K
$15,921

AR

Arkansas

21.42% top marginal rate
Structure
Progressive
Burden @ $100K
$6,571

IL

Illinois

20.28% top marginal rate
Structure
Progressive
Burden @ $100K
$25,450

Filing Trend by Year

10,00015,00020,00025,00030,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 15,921
Total bankruptcy filings in Indiana by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 15,921 9,080 6,770
FY2023 14,223 8,110 6,052
FY2022 13,122 8,019 5,044
FY2021 15,061 10,783 4,228
FY2020 19,006 13,034 5,922
FY2019 23,156 14,740 8,331
FY2018 22,943 15,107 7,764
FY2017 23,639 15,830 7,726
FY2016 24,693 17,084 7,531
FY2015 27,303 19,235 7,987

Federal Districts in Indiana

Northern District of Indiana Southern District of Indiana

Economic Context

Source: BLS Local Area Unemployment Statistics →

3.7%

Unemployment (2023)

232.0

Filings per 100k Pop.

Filing Rate Score

232.0

Filings per 100,000 population

#8

Per-capita rank among 51 jurisdictions

Indiana sits in the higher third for filings per 100k (#8 of 51) - a rate shaped by exemption laws, income, and local legal culture as much as by distress.

Falling multi-year filing trend

Indiana in the higher-rate third

In FY2024, Indiana recorded 15,921 federal filings at 232.0 per 100k - a higher-third per-capita rate (#8 of 51). Chapter 13 repayment plans are 43% while Chapter 7 is only 57% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.

A declined 41.7% swing on an already higher-rate state can coincide with credit tightening or a local filing-culture shift - still check the district list before inferring a statewide crisis. 2 districts; business 245. Unemployment 3.7% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Next reads for a higher-rate state like Indiana

Kentucky filing profile

Nearest per-capita peer (243.1/100k)

Northern District of Indiana

Lead district inside Indiana

State filing rankings

Indiana sits in the upper third by filings per 100k

Chapter 7 vs Chapter 13

High-rate states still split sharply on liquidation vs repayment
← All States National Trends → Kentucky filing profile →

Read our methodology - how this data is sourced, computed, and verified.

What to do with this

Indiana's own numbers, then where to compare them.

Figures are Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics FY2024 filings - see the methodology page for how states and chapters are defined.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Indiana FY2024 (per-capita #8 of 51). See our methodology for details. Indiana snapshot: 15,921 filings, 232.0/100k, Chapter 7 57% / Chapter 13 43%; retrieved September 2026 by PlainBankruptcy.