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State profile · FY2024 · AOUSC

Virginia Bankruptcy Filings

13,421 federal filings in FY2024 across 2 judicial districts and 8.72 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

13,421
Total filings FY2024
154.0
Per 100k residents
#33
Per-capita rank
2
Judicial districts

Data updated August 2026

The bottom line

Virginia filings declined 42.5% across the 10-year AOUSC window ending FY2024.

154.0
filings per 100k
#33
per-capita rank (of 51)
48%
Chapter 7 (liquidation)
50%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 13,421 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Virginia rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Virginia

1. North Carol.157.22. Virginia154.03. Iowa150.34. Idaho149.7
Filings per 100,000 residents, FY2024. Virginia highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177154
Virginia 154.0 per 100k (0.87x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

Virginia chapter composition, FY2024

Virginia chapter mix FY2024

Chapters48.3%49.8%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
13,421 filings • per-capita rate 154.0 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

13,421

#15 nationally

Per 100,000

154.0

#33 per capita

Chapter 7

6,476

48% of total

Chapter 13

6,677

50% of total

Chapter 11

250

Business reorganization

Business

720

Of total filings

Peer states, per-capita filings near Virginia

Rate per 100k population (decimal share) and total filings - Virginia highlighted

NC

North Carolina

15.72% top marginal rate
Structure
Progressive
Burden @ $100K
$16,821
Selected

VA

Virginia

15.40% top marginal rate
Structure
Progressive
Burden @ $100K
$13,421

IA

Iowa

15.03% top marginal rate
Structure
Progressive
Burden @ $100K
$4,821

ID

Idaho

14.97% top marginal rate
Structure
Progressive
Burden @ $100K
$2,941

Filing Trend by Year

10,00015,00020,00025,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 13,421
Total bankruptcy filings in Virginia by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 13,421 6,476 6,677
FY2023 11,992 6,075 5,689
FY2022 10,722 6,110 4,437
FY2021 11,438 6,987 4,262
FY2020 15,056 9,081 5,719
FY2019 21,429 10,694 10,503
FY2018 21,564 10,842 10,494
FY2017 21,230 11,264 9,720
FY2016 21,970 12,315 9,400
FY2015 23,353 13,145 9,944

Economic Context

Source: BLS Local Area Unemployment Statistics →

3.0%

Unemployment (2023)

154.0

Filings per 100k Pop.

Filing Rate Score

154.0

Filings per 100,000 population

#33

Per-capita rank among 51 jurisdictions

Virginia's raw volume is in the heaviest third (#15), so prefer the 154.0/100k rate when comparing to smaller states.

Falling multi-year filing trend

Virginia in the heavy-volume third

13,421 FY2024 filings put Virginia in the heaviest third by raw volume (#15); prefer the 154.0/100k rate when comparing to smaller states. Chapter 13 repayment plans are 50% while Chapter 7 is only 48% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.

Repayment-heavy dockets often track mortgage-arrears curing more than job-loss liquidations; unemployment here is 3.0% (2023). 2 districts; business filings 720 (Ch.11 250). Multi-year filings declined 42.5%.

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Virginia FY2024 (per-capita #33 of 51). See our methodology for details. Virginia snapshot: 13,421 filings, 154.0/100k, Chapter 7 48% / Chapter 13 50%; retrieved August 2026 by PlainBankruptcy.