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State profile · FY2024 · AOUSC

Georgia Bankruptcy Filings

34,821 federal filings in FY2024 across 3 judicial districts and 11.03 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

34,821
Total filings FY2024
315.7
Per 100k residents
#2
Per-capita rank
3
Judicial districts

Data updated August 2026

The bottom line

Georgia filings declined 42.5% across the 10-year AOUSC window ending FY2024.

315.7
filings per 100k
#2
per-capita rank (of 51)
36%
Chapter 7 (liquidation)
62%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 34,821 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Georgia rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Georgia

1. Alabama329.72. Georgia315.73. Nevada308.14. Tennessee306.5
Filings per 100,000 residents, FY2024. Georgia highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177315.7
Georgia 315.7 per 100k (1.79x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

Georgia chapter composition, FY2024

Georgia chapter mix FY2024

Chapters36.2%62.5%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
34,821 filings • per-capita rate 315.7 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

34,821

#4 nationally

Per 100,000

315.7

#2 per capita

Chapter 7

12,613

36% of total

Chapter 13

21,752

62% of total

Chapter 11

428

Business reorganization

Business

1,422

Of total filings

Peer states, per-capita filings near Georgia

Rate per 100k population (decimal share) and total filings - Georgia highlighted

AL

Alabama

32.97% top marginal rate
Structure
Progressive
Burden @ $100K
$16,842
Selected

GA

Georgia

31.57% top marginal rate
Structure
Progressive
Burden @ $100K
$34,821

NV

Nevada

30.81% top marginal rate
Structure
Progressive
Burden @ $100K
$9,841

TN

Tennessee

30.65% top marginal rate
Structure
Progressive
Burden @ $100K
$21,842

Filing Trend by Year

20,00030,00040,00050,00060,00070,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 34,821
Total bankruptcy filings in Georgia by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 34,821 12,613 21,752
FY2023 31,113 11,972 18,750
FY2022 27,817 12,422 15,085
FY2021 29,675 14,519 14,816
FY2020 39,063 18,801 19,800
FY2019 55,598 20,890 34,312
FY2018 55,949 21,216 34,343
FY2017 55,080 22,369 32,286
FY2016 57,001 24,841 31,711
FY2015 60,589 26,541 33,584

Economic Context

Source: BLS Local Area Unemployment Statistics →

3.6%

Unemployment (2023)

315.7

Filings per 100k Pop.

Filing Rate Score

315.7

Filings per 100,000 population

#2

Per-capita rank among 51 jurisdictions

Georgia sits in the higher third for filings per 100k (#2 of 51) - a rate shaped by exemption laws, income, and local legal culture as much as by distress.

Falling multi-year filing trend

Georgia in the higher-rate third

In FY2024, Georgia recorded 34,821 federal filings at 315.7 per 100k - a higher-third per-capita rate (#2 of 51). Chapter 13 repayment plans are 62% while Chapter 7 is only 36% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.

A declined 42.5% swing on an already higher-rate state can coincide with credit tightening or a local filing-culture shift - still check the district list before inferring a statewide crisis. 3 districts; business 1,422. Unemployment 3.6% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Georgia FY2024 (per-capita #2 of 51). See our methodology for details. Georgia snapshot: 34,821 filings, 315.7/100k, Chapter 7 36% / Chapter 13 62%; retrieved August 2026 by PlainBankruptcy.