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State profile · FY2024 · AOUSC

Georgia Bankruptcy Filings

According to AOUSC Judicial Caseload Statistics, 28,963 federal filings were recorded in FY2024 across 3 judicial districts and 11.03 million residents, Chapter 7, 11, 12, and 13.

28,963
Total filings FY2024
High-volume state
262.6
Per 100k residents
Well above national median
#5
Per-capita rank
Top third
3
Judicial districts
More districts than typical

Data updated September 2026

The bottom line

Georgia filings declined 43.5% across the 10-year AOUSC window ending FY2024.

262.6
filings per 100k
#5
per-capita rank (of 51)
40%
Chapter 7 (liquidation)
58%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

F
Financial-Stress Score
22/100
Georgia · 2 of 2 dimensions reported

Based on this state's bankruptcy filing rate (AOUSC, per 100,000 residents) and its most recently reported unemployment rate, each benchmarked against every tracked state (50 states + DC). Lower filings and lower unemployment score higher; this is not a measure of overall affordability, cost of living, or quality of life.

Bankruptcy Filing Rate F 262.6 per 100K
Federal bankruptcy filings per 100,000 residents, FY2024 (AOUSC)
Unemployment Rate D 3.6%
State's most recently reported annual unemployment rate

Consumer vs business filings, FY2024

AOUSC case-type split of the same 28,963 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Georgia rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Georgia

1. Delaware266.72. Georgia262.63. Nevada250.24. Kentucky243.1
Filings per 100,000 residents, FY2024. Georgia highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0374.451-jurisdiction avg142262.6
Georgia 262.6 per 100k (1.85x the 142.3 national average; peak among 51 is 374.4). Denominator = residents; source AOUSC FY2024.

Where Georgia sits: volume vs. intensity

Every jurisdiction plotted by FY2024 total filings (volume) against filings per 100,000 residents (intensity), with Georgia highlighted among all 30. A large state can lead on volume without leading on rate, or the reverse.

30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates. 2×2 strategic matrix plotting 30 entities by Total filings (X) and Filings per 100k residents (Y), with a crosshair dividing the plot into four quadrants. High volume, high rateLow volume, high rateHigh volume, low rateBelow median on both 010,00020,00030,00040,00050,000 0100200300400 Total filings Filings per 100k residents Georgia among all U.S. jurisdictions, FY2024
30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates.
View all 30 jurisdictions as a list
  1. California : 45,781 filings, 117.5 per 100k
  2. Florida : 35,569 filings, 157.3 per 100k
  3. Texas : 30,182 filings, 98.9 per 100k
  4. Georgia (this state) : 28,963 filings, 262.6 per 100k
  5. Illinois : 25,450 filings, 202.8 per 100k
  6. Ohio : 23,448 filings, 198.9 per 100k
  7. New York : 20,881 filings, 106.7 per 100k
  8. Michigan : 20,201 filings, 201.3 per 100k
  9. Tennessee : 19,926 filings, 279.6 per 100k
  10. Alabama : 19,124 filings, 374.4 per 100k
  11. Indiana : 15,921 filings, 232.0 per 100k
  12. Virginia : 14,245 filings, 163.4 per 100k
  13. New Jersey : 13,511 filings, 142.2 per 100k
  14. Pennsylvania : 12,265 filings, 94.6 per 100k
  15. Kentucky : 11,004 filings, 243.1 per 100k
  16. Arizona : 10,861 filings, 146.2 per 100k
  17. Maryland : 10,858 filings, 175.7 per 100k
  18. Missouri : 9,572 filings, 154.5 per 100k
  19. Wisconsin : 9,461 filings, 160.1 per 100k
  20. Louisiana : 9,175 filings, 200.6 per 100k
  21. Mississippi : 8,867 filings, 301.6 per 100k
  22. North Carolina : 8,603 filings, 80.4 per 100k
  23. Minnesota : 8,231 filings, 143.4 per 100k
  24. Washington : 8,176 filings, 104.6 per 100k
  25. Nevada : 7,992 filings, 250.2 per 100k
  26. Colorado : 7,496 filings, 127.5 per 100k
  27. Utah : 6,657 filings, 194.8 per 100k
  28. Oregon : 6,601 filings, 155.9 per 100k
  29. Arkansas : 6,571 filings, 214.2 per 100k
  30. Oklahoma : 6,467 filings, 159.5 per 100k

Source: AOUSC Judicial Caseload Statistics (filings) · U.S. Census Bureau Population Estimates →

Georgia chapter composition, FY2024

Georgia chapter mix FY2024

Chapters39.5%58.2%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
28,963 filings • per-capita rate 262.6 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

28,963

#4 nationally · High-volume state

Per 100,000

262.6

#5 per capita · Well above national median

Chapter 7

11,454

40% of total · Below national share

Chapter 13

16,865

58% of total · Above national share

Chapter 11

611

Business reorganization · Above national share

Business

1,148

Of total filings · Near national share

Peer states, per-capita filings near Georgia

Rate per 100k population (decimal share) and total filings - Georgia highlighted

DE

Delaware

26.67% top marginal rate
Structure
Progressive
Burden @ $100K
$2,752
Selected

GA

Georgia

26.26% top marginal rate
Structure
Progressive
Burden @ $100K
$28,963

NV

Nevada

25.02% top marginal rate
Structure
Progressive
Burden @ $100K
$7,992

KY

Kentucky

24.31% top marginal rate
Structure
Progressive
Burden @ $100K
$11,004

Filing Trend by Year

20,00030,00040,00050,00060,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 28,963
Total bankruptcy filings in Georgia by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 28,963 11,454 16,865
FY2023 26,935 10,227 16,483
FY2022 22,815 8,799 13,856
FY2021 21,870 10,978 10,731
FY2020 32,708 15,374 17,113
FY2019 44,226 18,676 25,310
FY2018 45,720 19,642 25,877
FY2017 47,408 20,829 26,373
FY2016 48,092 20,476 27,394
FY2015 51,240 22,544 28,485

Federal Districts in Georgia

Middle District of Georgia Northern District of Georgia Southern District of Georgia

Economic Context

Source: BLS Local Area Unemployment Statistics →

3.6%

Unemployment (2023)

262.6

Filings per 100k Pop.

Filing Rate Score

262.6

Filings per 100,000 population

#5

Per-capita rank among 51 jurisdictions

Georgia sits in the higher third for filings per 100k (#5 of 51) - a rate shaped by exemption laws, income, and local legal culture as much as by distress.

Falling multi-year filing trend

Georgia in the higher-rate third

In FY2024, Georgia recorded 28,963 federal filings at 262.6 per 100k - a higher-third per-capita rate (#5 of 51). Chapter 13 repayment plans are 58% while Chapter 7 is only 40% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.

A declined 43.5% swing on an already higher-rate state can coincide with credit tightening or a local filing-culture shift - still check the district list before inferring a statewide crisis. 3 districts; business 1,148. Unemployment 3.6% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Next reads for a higher-rate state like Georgia

Delaware filing profile

Nearest per-capita peer (266.7/100k)

Middle District of Georgia

Lead district inside Georgia

State filing rankings

Georgia sits in the upper third by filings per 100k

Chapter 7 vs Chapter 13

High-rate states still split sharply on liquidation vs repayment
← All States National Trends → Delaware filing profile →

Read our methodology - how this data is sourced, computed, and verified.

What to do with this

Georgia's own numbers, then where to compare them.

Figures are Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics FY2024 filings - see the methodology page for how states and chapters are defined.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Georgia FY2024 (per-capita #5 of 51). See our methodology for details. Georgia snapshot: 28,963 filings, 262.6/100k, Chapter 7 40% / Chapter 13 58%; retrieved September 2026 by PlainBankruptcy.