FY2022 Bankruptcy Filings
379,825 total filings nationwide (-11.7% from FY2021)
FLOOR CUT CH7-LED CONSUMER
Statistical information only, not legal advice. This page does not recommend whether to file.
379,825
Total
100.0% of total
228,259
Chapter 7
60.1% of total
146,607
Chapter 13
38.6% of total
4,701
Chapter 11
1.2% of total
172
Chapter 12
0.0% of total
13,022
Business
3.4% of total
FY2022 Chapter 13-leaning mix (38.6% repayment)
AOUSC Judicial Caseload Statistics, FY2022 · FLOOR · CUT · CH7-LED. Shares use the same national total.
- Ch. 7 60.1%
- Ch. 13 38.6%
- Ch. 11 1.2%
- Business 3.4%
Top states on a light-volume FY2022
Highest 12 of 51 jurisdictions under the national FLOOR · light-third national caseload year read. Full roster on All states.
Light-third national caseload year
379,825 FY2022 filings sit in the lightest third of the FY2015–FY2024 AOUSC window (#1 of 10 by volume).
FY2022 in the light-volume third
379,825 FY2022 filings put this year in the lightest third of the AOUSC window, a decrease of 11.7% vs FY2021's 430,196; absolute counts are small enough that chapter-mix shifts matter more than raw totals. Chapter 7 is only 60.1% while Chapter 13 repayment plans are 38.6% (146,607 cases), lower-third Chapter 7 share. Chapter 11 is 1.24%; Chapter 12 totaled 172.
FY2022 sits in the AOUSC FLOOR band of this corpus: pandemic-era relief (moratoria, stimulus, student-loan pauses) suppressed consumer filings, so national totals mark a multi-decade trough rather than a typical caseload year. Business filings represented 3.4% of FY2022 activity (13,022 cases), leaving 366,803 consumer (non-business) filings. Geographic concentration: the top 51 states by volume, led by California with 31,702 cases, drive most of the caseload, and the top three states alone account for roughly 21.4% of national filings.
FY2022 aggregate only, not legal advice
FY2022 figures (FLOOR · CH7-LED · CONSUMER) describe aggregate court activity under the light-third national caseload year read; they are not an indicator of whether any individual should file. Chapter choice, means-test eligibility, exemptions, and outcomes depend on state of residence, income, assets, and district practice. Statistical information only, not legal advice.
Read with FY2022
Nearest national-volume peers and stamp poles for FY2022 (FLOOR · CUT · CH7-LED · CONSUMER), replacing the fixed Related strip.
FY2023 · SLUMP
ABS(total_filings) peer at 429,432 cases (Δ 49,607 vs FY2022); higher volume · CH7-LED mix vs this page's FLOOR · CH7-LED.
FY2021 · SLUMP
ABS(total_filings) peer at 430,196 cases (Δ 50,371 vs FY2022); higher volume · CH7-LED mix vs this page's FLOOR · CH7-LED.
FY2024 · SLUMP
ABS(total_filings) peer at 498,492 cases (Δ 118,667 vs FY2022); higher volume · CH7-LED mix vs this page's FLOOR · CH7-LED.
FY2020 · SLUMP
ABS(total_filings) peer at 606,428 cases (Δ 226,603 vs FY2022); higher volume · CH7-LED mix vs this page's FLOOR · CH7-LED.
FY2018 (STEADY pole)
Volume-stamp pole: FY2018 marks STEADY while FY2022 marks FLOOR · CUT · CONSUMER.
Means test guide
Source drill for FY2022 (FLOOR · CH7-LED · CONSUMER): read the matching AOUSC-context guide after the volume peers.
California (volume lead)
California led FY2022 volume at 31,702 filings under the national FLOOR stamp.
Read our methodology - how this data is sourced, computed, and verified.