All States Michigan

State profile · FY2024 · AOUSC

Michigan Bankruptcy Filings

17,421 federal filings in FY2024 across 2 judicial districts and 10.04 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

17,421
Total filings FY2024
173.6
Per 100k residents
#24
Per-capita rank
2
Judicial districts

Data updated August 2026

The bottom line

Michigan filings declined 42.5% across the 10-year AOUSC window ending FY2024.

173.6
filings per 100k
#24
per-capita rank (of 51)
60%
Chapter 7 (liquidation)
38%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 17,421 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Michigan rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Michigan

1. Florida173.72. Michigan173.63. Nebraska172.94. New Jersey172.8
Filings per 100,000 residents, FY2024. Michigan highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177173.6
Michigan 173.6 per 100k (0.98x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

Michigan chapter composition, FY2024

Michigan chapter mix FY2024

Chapters60.2%38.3%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
17,421 filings • per-capita rate 173.6 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

17,421

#10 nationally

Per 100,000

173.6

#24 per capita

Chapter 7

10,493

60% of total

Chapter 13

6,667

38% of total

Chapter 11

243

Business reorganization

Business

720

Of total filings

Peer states, per-capita filings near Michigan

Rate per 100k population (decimal share) and total filings - Michigan highlighted

FL

Florida

17.37% top marginal rate
Structure
Progressive
Burden @ $100K
$39,284
Selected

MI

Michigan

17.36% top marginal rate
Structure
Progressive
Burden @ $100K
$17,421

NE

Nebraska

17.29% top marginal rate
Structure
Progressive
Burden @ $100K
$3,421

NJ

New Jersey

17.28% top marginal rate
Structure
Progressive
Burden @ $100K
$16,421

Filing Trend by Year

10,00015,00020,00025,00030,00035,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 17,421
Total bankruptcy filings in Michigan by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 17,421 10,493 6,667
FY2023 15,566 9,732 5,614
FY2022 13,917 9,502 4,251
FY2021 14,846 10,664 4,009
FY2020 19,543 13,910 5,398
FY2019 27,816 17,190 10,402
FY2018 27,991 17,396 10,375
FY2017 27,557 17,838 9,486
FY2016 28,518 19,233 9,046
FY2015 30,313 20,507 9,560

Economic Context

Source: BLS Local Area Unemployment Statistics →

3.9%

Unemployment (2023)

173.6

Filings per 100k Pop.

Filing Rate Score

173.6

Filings per 100,000 population

#24

Per-capita rank among 51 jurisdictions

Michigan's raw volume is in the heaviest third (#10), so prefer the 173.6/100k rate when comparing to smaller states.

Falling multi-year filing trend

Michigan in the heavy-volume third

17,421 FY2024 filings put Michigan in the heaviest third by raw volume (#10); prefer the 173.6/100k rate when comparing to smaller states. Chapter 7 liquidations are 60% of the caseload and Chapter 13 repayment plans 38%.

Cases run across 2 federal judicial districts, with 720 business filings (including 243 Chapter 11). The 10-year AOUSC window shows filings declined 42.5%; unemployment is 3.9% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Michigan FY2024 (per-capita #24 of 51). See our methodology for details. Michigan snapshot: 17,421 filings, 173.6/100k, Chapter 7 60% / Chapter 13 38%; retrieved August 2026 by PlainBankruptcy.