Total Filings
39,421
#2 nationally
State profile · FY2024 · AOUSC
Texas Bankruptcy Filings
39,421 federal filings in FY2024 across 4 judicial districts and 30.50 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.
- 39,421
- Total filings FY2024
- 129.2
- Per 100k residents
- #45
- Per-capita rank
- 4
- Judicial districts
Data updated August 2026
The bottom line
Texas filings declined 42.5% across the 10-year AOUSC window ending FY2024.
- 129.2
- filings per 100k
- #45
- per-capita rank (of 51)
- 62%
- Chapter 7 (liquidation)
- 35%
- Chapter 13 (repayment)
Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.
Consumer vs business filings, FY2024
AOUSC case-type split of the same 39,421 filings shown above, orthogonal to the chapter mix below.
Per-capita filings vs peers and the national average
Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Texas rate on the same scale as the 51-jurisdiction peak, with the national average marked.
Peer per-capita rates near Texas
Texas chapter composition, FY2024
Texas chapter mix FY2024
Per 100,000
129.2
#45 per capita
Chapter 7
24,552
62% of total
Chapter 13
13,694
35% of total
Chapter 11
1,127
Business reorganization
Business
2,421
Of total filings
Peer states, per-capita filings near Texas
Rate per 100k population (decimal share) and total filings - Texas highlighted
RI
Rhode Island
12.97% top marginal rate
TX
Texas
12.92% top marginal rate
MT
Montana
12.66% top marginal rate
MA
Massachusetts
11.17% top marginal rate
Filing Trend by Year
| Year | Total | Ch. 7 | Ch. 13 |
|---|---|---|---|
| FY2024 | 39,421 | 24,552 | 13,694 |
| FY2023 | 35,223 | 22,734 | 11,513 |
| FY2022 | 31,492 | 22,100 | 8,679 |
| FY2021 | 33,595 | 24,702 | 8,152 |
| FY2020 | 44,223 | 32,209 | 10,972 |
| FY2019 | 62,943 | 40,443 | 21,484 |
| FY2018 | 63,340 | 40,920 | 21,424 |
| FY2017 | 62,357 | 41,796 | 19,511 |
| FY2016 | 64,531 | 44,916 | 18,545 |
| FY2015 | 68,593 | 47,889 | 19,598 |
Federal Districts in Texas
Economic Context
Source: BLS Local Area Unemployment Statistics →
4.1%
Unemployment (2023)
129.2
Filings per 100k Pop.
Filing Rate Score
129.2
Filings per 100,000 population
#45
Per-capita rank among 51 jurisdictions
Texas sits in the lower third for filings per 100k (#45 of 51) - low rates still leave room for Chapter 13-heavy pockets in individual districts.
Falling multi-year filing trend
Texas in the lower-rate third
In FY2024, Texas recorded 39,421 federal filings at 129.2 per 100k - a lower-third per-capita rate (#45 of 51); small absolute counts still matter when Chapter 13 share runs hot. At a lower per-capita rate the split is still 62% Chapter 7 / 35% Chapter 13 - local rules and attorney-fee norms still shape which chapter filers pick.
Cases run across 4 federal judicial districts, with 2,421 business filings (including 1,127 Chapter 11). The 10-year AOUSC window shows filings declined 42.5%; unemployment is 4.1% (2023).
These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.
Next reads for a lower-rate state like Texas
Read our methodology - how this data is sourced, computed, and verified.
Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Texas FY2024 (per-capita #45 of 51). See our methodology for details. Texas snapshot: 39,421 filings, 129.2/100k, Chapter 7 62% / Chapter 13 35%; retrieved August 2026 by PlainBankruptcy.