Total Filings
30,182
#3 nationally · High-volume state
State profile · FY2024 · AOUSC
Texas Bankruptcy Filings
According to AOUSC Judicial Caseload Statistics, 30,182 federal filings were recorded in FY2024 across 4 judicial districts and 30.50 million residents, Chapter 7, 11, 12, and 13.
- 30,182
- Total filings FY2024
- High-volume state
- 98.9
- Per 100k residents
- Below national median
- #32
- Per-capita rank
- Middle third
- 4
- Judicial districts
- More districts than typical
Data updated September 2026
The bottom line
30,182 FY2024 filings put Texas in the heaviest third of state volumes (#3 by raw count).
- 98.9
- filings per 100k
- #32
- per-capita rank (of 51)
- 54%
- Chapter 7 (liquidation)
- 42%
- Chapter 13 (repayment)
Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.
C-
Financial-Stress Score
51/100
Texas · 2 of 2 dimensions reported
Based on this state's bankruptcy filing rate (AOUSC, per 100,000 residents) and its most recently reported unemployment rate, each benchmarked against every tracked state (50 states + DC). Lower filings and lower unemployment score higher; this is not a measure of overall affordability, cost of living, or quality of life.
Bankruptcy Filing Rate B- 98.9 per 100K
Federal bankruptcy filings per 100,000 residents, FY2024 (AOUSC)
Unemployment Rate F 4.1%
State's most recently reported annual unemployment rate
Consumer vs business filings, FY2024
AOUSC case-type split of the same 30,182 filings shown above, orthogonal to the chapter mix below.
Per-capita filings vs peers and the national average
Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Texas rate on the same scale as the 51-jurisdiction peak, with the national average marked.
Peer per-capita rates near Texas
Where Texas sits: volume vs. intensity
Every jurisdiction plotted by FY2024 total filings (volume) against filings per 100,000 residents (intensity), with Texas highlighted among all 30. A large state can lead on volume without leading on rate, or the reverse.
View all 30 jurisdictions as a list
- California : 45,781 filings, 117.5 per 100k
- Florida : 35,569 filings, 157.3 per 100k
- Texas (this state) : 30,182 filings, 98.9 per 100k
- Georgia : 28,963 filings, 262.6 per 100k
- Illinois : 25,450 filings, 202.8 per 100k
- Ohio : 23,448 filings, 198.9 per 100k
- New York : 20,881 filings, 106.7 per 100k
- Michigan : 20,201 filings, 201.3 per 100k
- Tennessee : 19,926 filings, 279.6 per 100k
- Alabama : 19,124 filings, 374.4 per 100k
- Indiana : 15,921 filings, 232.0 per 100k
- Virginia : 14,245 filings, 163.4 per 100k
- New Jersey : 13,511 filings, 142.2 per 100k
- Pennsylvania : 12,265 filings, 94.6 per 100k
- Kentucky : 11,004 filings, 243.1 per 100k
- Arizona : 10,861 filings, 146.2 per 100k
- Maryland : 10,858 filings, 175.7 per 100k
- Missouri : 9,572 filings, 154.5 per 100k
- Wisconsin : 9,461 filings, 160.1 per 100k
- Louisiana : 9,175 filings, 200.6 per 100k
- Mississippi : 8,867 filings, 301.6 per 100k
- North Carolina : 8,603 filings, 80.4 per 100k
- Minnesota : 8,231 filings, 143.4 per 100k
- Washington : 8,176 filings, 104.6 per 100k
- Nevada : 7,992 filings, 250.2 per 100k
- Colorado : 7,496 filings, 127.5 per 100k
- Utah : 6,657 filings, 194.8 per 100k
- Oregon : 6,601 filings, 155.9 per 100k
- Arkansas : 6,571 filings, 214.2 per 100k
- Oklahoma : 6,467 filings, 159.5 per 100k
Source: AOUSC Judicial Caseload Statistics (filings) · U.S. Census Bureau Population Estimates →
Texas chapter composition, FY2024
Texas chapter mix FY2024
Per 100,000
98.9
#32 per capita · Below national median
Chapter 7
16,228
54% of total · Near national share
Chapter 13
12,587
42% of total · Near national share
Chapter 11
1,342
Business reorganization · Above national share
Business
3,076
Of total filings · Above national share
Peer states, per-capita filings near Texas
Rate per 100k population (decimal share) and total filings - Texas highlighted
ID
Idaho
10.21% top marginal rate
TX
Texas
9.89% top marginal rate
IA
Iowa
9.74% top marginal rate
PA
Pennsylvania
9.46% top marginal rate
Filing Trend by Year
| Year | Total | Ch. 7 | Ch. 13 |
|---|---|---|---|
| FY2024 | 30,182 | 16,228 | 12,587 |
| FY2023 | 24,195 | 11,581 | 11,267 |
| FY2022 | 19,553 | 10,230 | 8,604 |
| FY2021 | 20,692 | 13,178 | 6,284 |
| FY2020 | 29,084 | 16,061 | 11,398 |
| FY2019 | 35,791 | 17,170 | 17,695 |
| FY2018 | 33,664 | 15,503 | 17,133 |
| FY2017 | 35,518 | 15,248 | 19,221 |
| FY2016 | 33,755 | 13,816 | 19,112 |
| FY2015 | 34,308 | 14,027 | 19,750 |
Federal Districts in Texas
Economic Context
Source: BLS Local Area Unemployment Statistics →
4.1%
Unemployment (2023)
98.9
Filings per 100k Pop.
Filing Rate Score
98.9
Filings per 100,000 population
#32
Per-capita rank among 51 jurisdictions
Texas's raw volume is in the heaviest third (#3), so prefer the 98.9/100k rate when comparing to smaller states.
Heavy absolute filing book
Texas in the heavy-volume third
30,182 FY2024 filings put Texas in the heaviest third by raw volume (#3); prefer the 98.9/100k rate when comparing to smaller states. Chapter 13 repayment plans are 42% while Chapter 7 is only 54% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.
Repayment-heavy dockets often track mortgage-arrears curing more than job-loss liquidations; unemployment here is 4.1% (2023). 4 districts; business filings 3,076 (Ch.11 1,342). Multi-year filings declined 12.0%.
These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.
Next reads for Texas's repayment-heavy mix
Read our methodology - how this data is sourced, computed, and verified.
What to do with this
Texas's own numbers, then where to compare them.
- Texas ranks #32 of 51 by FY2024 per-capita filing rate - see how every state stacks up. National rankings
- 54% of FY2024 filings here were Chapter 7 liquidations, not Chapter 13 repayment plans - the guide breaks down what separates the two. Chapter 7 vs Chapter 13
- Texas has 4 federal judicial districts - start with Eastern District of Texas. Eastern District of Texas profile
Figures are Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics FY2024 filings - see the methodology page for how states and chapters are defined.
Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Texas FY2024 (per-capita #32 of 51). See our methodology for details. Texas snapshot: 30,182 filings, 98.9/100k, Chapter 7 54% / Chapter 13 42%; retrieved September 2026 by PlainBankruptcy.