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State profile · FY2024 · AOUSC

Arizona Bankruptcy Filings

According to AOUSC Judicial Caseload Statistics, 10,861 federal filings were recorded in FY2024 across 1 judicial district and 7.43 million residents, Chapter 7, 11, 12, and 13.

10,861
Total filings FY2024
High-volume state
146.2
Per 100k residents
Above national median
#22
Per-capita rank
Middle third
1
Judicial district
Typical district count

Data updated September 2026

The bottom line

Arizona filings declined 37.8% across the 10-year AOUSC window ending FY2024.

146.2
filings per 100k
#22
per-capita rank (of 51)
81%
Chapter 7 (liquidation)
18%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

F
Financial-Stress Score
38/100
Arizona · 2 of 2 dimensions reported

Based on this state's bankruptcy filing rate (AOUSC, per 100,000 residents) and its most recently reported unemployment rate, each benchmarked against every tracked state (50 states + DC). Lower filings and lower unemployment score higher; this is not a measure of overall affordability, cost of living, or quality of life.

Bankruptcy Filing Rate D 146.2 per 100K
Federal bankruptcy filings per 100,000 residents, FY2024 (AOUSC)
Unemployment Rate F 4.0%
State's most recently reported annual unemployment rate

Consumer vs business filings, FY2024

AOUSC case-type split of the same 10,861 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Arizona rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Arizona

1. Missouri154.52. Arizona146.23. Minnesota143.44. New Jersey142.2
Filings per 100,000 residents, FY2024. Arizona highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0374.451-jurisdiction avg142146.2
Arizona 146.2 per 100k (1.03x the 142.3 national average; peak among 51 is 374.4). Denominator = residents; source AOUSC FY2024.

Where Arizona sits: volume vs. intensity

Every jurisdiction plotted by FY2024 total filings (volume) against filings per 100,000 residents (intensity), with Arizona highlighted among all 30. A large state can lead on volume without leading on rate, or the reverse.

30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates. 2×2 strategic matrix plotting 30 entities by Total filings (X) and Filings per 100k residents (Y), with a crosshair dividing the plot into four quadrants. High volume, high rateLow volume, high rateHigh volume, low rateBelow median on both 010,00020,00030,00040,00050,000 0100200300400 Total filings Filings per 100k residents Arizona among all U.S. jurisdictions, FY2024
30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates.
View all 30 jurisdictions as a list
  1. California : 45,781 filings, 117.5 per 100k
  2. Florida : 35,569 filings, 157.3 per 100k
  3. Texas : 30,182 filings, 98.9 per 100k
  4. Georgia : 28,963 filings, 262.6 per 100k
  5. Illinois : 25,450 filings, 202.8 per 100k
  6. Ohio : 23,448 filings, 198.9 per 100k
  7. New York : 20,881 filings, 106.7 per 100k
  8. Michigan : 20,201 filings, 201.3 per 100k
  9. Tennessee : 19,926 filings, 279.6 per 100k
  10. Alabama : 19,124 filings, 374.4 per 100k
  11. Indiana : 15,921 filings, 232.0 per 100k
  12. Virginia : 14,245 filings, 163.4 per 100k
  13. New Jersey : 13,511 filings, 142.2 per 100k
  14. Pennsylvania : 12,265 filings, 94.6 per 100k
  15. Kentucky : 11,004 filings, 243.1 per 100k
  16. Arizona (this state) : 10,861 filings, 146.2 per 100k
  17. Maryland : 10,858 filings, 175.7 per 100k
  18. Missouri : 9,572 filings, 154.5 per 100k
  19. Wisconsin : 9,461 filings, 160.1 per 100k
  20. Louisiana : 9,175 filings, 200.6 per 100k
  21. Mississippi : 8,867 filings, 301.6 per 100k
  22. North Carolina : 8,603 filings, 80.4 per 100k
  23. Minnesota : 8,231 filings, 143.4 per 100k
  24. Washington : 8,176 filings, 104.6 per 100k
  25. Nevada : 7,992 filings, 250.2 per 100k
  26. Colorado : 7,496 filings, 127.5 per 100k
  27. Utah : 6,657 filings, 194.8 per 100k
  28. Oregon : 6,601 filings, 155.9 per 100k
  29. Arkansas : 6,571 filings, 214.2 per 100k
  30. Oklahoma : 6,467 filings, 159.5 per 100k

Source: AOUSC Judicial Caseload Statistics (filings) · U.S. Census Bureau Population Estimates →

Arizona chapter composition, FY2024

Arizona chapter mix FY2024

Chapters80.9%17.9%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
10,861 filings • per-capita rate 146.2 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

10,861

#16 nationally · High-volume state

Per 100,000

146.2

#22 per capita · Above national median

Chapter 7

8,786

81% of total · Above national share

Chapter 13

1,949

18% of total · Below national share

Chapter 11

117

Business reorganization · Below national share

Business

409

Of total filings · Below national share

Peer states, per-capita filings near Arizona

Rate per 100k population (decimal share) and total filings - Arizona highlighted

MO

Missouri

15.45% top marginal rate
Structure
Progressive
Burden @ $100K
$9,572
Selected

AZ

Arizona

14.62% top marginal rate
Structure
Progressive
Burden @ $100K
$10,861

MN

Minnesota

14.34% top marginal rate
Structure
Progressive
Burden @ $100K
$8,231

NJ

New Jersey

14.22% top marginal rate
Structure
Progressive
Burden @ $100K
$13,511

Filing Trend by Year

8,00010,00012,00014,00016,00018,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 10,861
Total bankruptcy filings in Arizona by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 10,861 8,786 1,949
FY2023 9,176 7,510 1,569
FY2022 8,926 7,337 1,488
FY2021 10,773 9,277 1,408
FY2020 14,519 12,098 2,272
FY2019 16,950 13,594 3,178
FY2018 16,256 13,074 2,991
FY2017 15,682 12,688 2,791
FY2016 15,895 13,059 2,576
FY2015 17,448 14,835 2,367

Federal Districts in Arizona

Economic Context

Source: BLS Local Area Unemployment Statistics →

4.0%

Unemployment (2023)

146.2

Filings per 100k Pop.

Filing Rate Score

146.2

Filings per 100,000 population

#22

Per-capita rank among 51 jurisdictions

Arizona's raw volume is in the heaviest third (#16), so prefer the 146.2/100k rate when comparing to smaller states.

Falling multi-year filing trend

Arizona in the heavy-volume third

10,861 FY2024 filings put Arizona in the heaviest third by raw volume (#16); prefer the 146.2/100k rate when comparing to smaller states. Chapter 7 liquidations dominate at 81% (upper-third Chapter 7 share); Chapter 13 is 18% - a liquidation-leaning court culture relative to repayment-heavy peers.

Cases run across 1 federal judicial district, with 409 business filings (including 117 Chapter 11). The 10-year AOUSC window shows filings declined 37.8%; unemployment is 4.0% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

What to do with this

Arizona's own numbers, then where to compare them.

Figures are Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics FY2024 filings - see the methodology page for how states and chapters are defined.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Arizona FY2024 (per-capita #22 of 51). See our methodology for details. Arizona snapshot: 10,861 filings, 146.2/100k, Chapter 7 81% / Chapter 13 18%; retrieved September 2026 by PlainBankruptcy.