Total Filings
8,921
#25 nationally
State profile · FY2024 · AOUSC
Kentucky Bankruptcy Filings
8,921 federal filings in FY2024 across 2 judicial districts and 4.53 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.
- 8,921
- Total filings FY2024
- 197.1
- Per 100k residents
- #11
- Per-capita rank
- 2
- Judicial districts
Data updated August 2026
The bottom line
Kentucky filings declined 42.5% across the 10-year AOUSC window ending FY2024.
- 197.1
- filings per 100k
- #11
- per-capita rank (of 51)
- 50%
- Chapter 7 (liquidation)
- 49%
- Chapter 13 (repayment)
Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.
Consumer vs business filings, FY2024
AOUSC case-type split of the same 8,921 filings shown above, orthogonal to the chapter mix below.
Per-capita filings vs peers and the national average
Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Kentucky rate on the same scale as the 51-jurisdiction peak, with the national average marked.
Peer per-capita rates near Kentucky
Kentucky chapter composition, FY2024
Kentucky chapter mix FY2024
Per 100,000
197.1
#11 per capita
Chapter 7
4,443
50% of total
Chapter 13
4,371
49% of total
Chapter 11
89
Business reorganization
Business
321
Of total filings
Peer states, per-capita filings near Kentucky
Rate per 100k population (decimal share) and total filings - Kentucky highlighted
Filing Trend by Year
Federal Districts in Kentucky
Economic Context
Source: BLS Local Area Unemployment Statistics →
4.2%
Unemployment (2023)
197.1
Filings per 100k Pop.
Filing Rate Score
197.1
Filings per 100,000 population
#11
Per-capita rank among 51 jurisdictions
Kentucky sits in the higher third for filings per 100k (#11 of 51) - a rate shaped by exemption laws, income, and local legal culture as much as by distress.
Falling multi-year filing trend
Kentucky in the higher-rate third
In FY2024, Kentucky recorded 8,921 federal filings at 197.1 per 100k - a higher-third per-capita rate (#11 of 51). Chapter 13 repayment plans are 49% while Chapter 7 is only 50% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.
A declined 42.5% swing on an already higher-rate state can coincide with credit tightening or a local filing-culture shift - still check the district list before inferring a statewide crisis. 2 districts; business 321. Unemployment 4.2% (2023).
These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.
Next reads for a higher-rate state like Kentucky
Read our methodology - how this data is sourced, computed, and verified.
Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Kentucky FY2024 (per-capita #11 of 51). See our methodology for details. Kentucky snapshot: 8,921 filings, 197.1/100k, Chapter 7 50% / Chapter 13 49%; retrieved August 2026 by PlainBankruptcy.