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State profile · FY2024 · AOUSC

Pennsylvania Bankruptcy Filings

18,421 federal filings in FY2024 across 3 judicial districts and 12.96 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

18,421
Total filings FY2024
142.1
Per 100k residents
#40
Per-capita rank
3
Judicial districts

Data updated August 2026

The bottom line

Pennsylvania filings declined 42.5% across the 10-year AOUSC window ending FY2024.

142.1
filings per 100k
#40
per-capita rank (of 51)
57%
Chapter 7 (liquidation)
41%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 18,421 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Pennsylvania rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Pennsylvania

1. Vermont142.22. Pennsylvania142.13. New York135.04. Maine134.9
Filings per 100,000 residents, FY2024. Pennsylvania highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177142.1
Pennsylvania 142.1 per 100k (0.81x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

Pennsylvania chapter composition, FY2024

Pennsylvania chapter mix FY2024

Chapters57%40.6%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
18,421 filings • per-capita rate 142.1 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

18,421

#9 nationally

Per 100,000

142.1

#40 per capita

Chapter 7

10,504

57% of total

Chapter 13

7,481

41% of total

Chapter 11

424

Business reorganization

Business

921

Of total filings

Peer states, per-capita filings near Pennsylvania

Rate per 100k population (decimal share) and total filings - Pennsylvania highlighted

VT

Vermont

14.22% top marginal rate
Structure
Progressive
Burden @ $100K
$921
Selected

PA

Pennsylvania

14.21% top marginal rate
Structure
Progressive
Burden @ $100K
$18,421

NY

New York

13.50% top marginal rate
Structure
Progressive
Burden @ $100K
$26,421

ME

Maine

13.49% top marginal rate
Structure
Progressive
Burden @ $100K
$1,892

Filing Trend by Year

10,00015,00020,00025,00030,00035,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 18,421
Total bankruptcy filings in Pennsylvania by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 18,421 10,504 7,481
FY2023 16,459 9,776 6,321
FY2022 14,716 9,625 4,826
FY2021 15,699 10,850 4,572
FY2020 20,665 14,126 6,144
FY2019 29,413 17,301 11,735
FY2018 29,598 17,518 11,710
FY2017 29,139 18,012 10,734
FY2016 30,155 19,483 10,270
FY2015 32,053 20,780 10,857

Economic Context

Source: BLS Local Area Unemployment Statistics →

3.8%

Unemployment (2023)

142.1

Filings per 100k Pop.

Filing Rate Score

142.1

Filings per 100,000 population

#40

Per-capita rank among 51 jurisdictions

Pennsylvania sits in the lower third for filings per 100k (#40 of 51) - low rates still leave room for Chapter 13-heavy pockets in individual districts.

Falling multi-year filing trend

Pennsylvania in the lower-rate third

In FY2024, Pennsylvania recorded 18,421 federal filings at 142.1 per 100k - a lower-third per-capita rate (#40 of 51); small absolute counts still matter when Chapter 13 share runs hot. Chapter 13 repayment plans are 41% while Chapter 7 is only 57% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.

Repayment-heavy dockets often track mortgage-arrears curing more than job-loss liquidations; unemployment here is 3.8% (2023). 3 districts; business filings 921 (Ch.11 424). Multi-year filings declined 42.5%.

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Pennsylvania FY2024 (per-capita #40 of 51). See our methodology for details. Pennsylvania snapshot: 18,421 filings, 142.1/100k, Chapter 7 57% / Chapter 13 41%; retrieved August 2026 by PlainBankruptcy.