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State profile · FY2024 · AOUSC

Missouri Bankruptcy Filings

11,421 federal filings in FY2024 across 2 judicial districts and 6.20 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

11,421
Total filings FY2024
184.3
Per 100k residents
#16
Per-capita rank
2
Judicial districts

Data updated August 2026

The bottom line

Missouri filings declined 42.5% across the 10-year AOUSC window ending FY2024.

184.3
filings per 100k
#16
per-capita rank (of 51)
57%
Chapter 7 (liquidation)
42%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 11,421 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Missouri rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Missouri

1. Oregon184.72. Missouri184.33. Delaware183.34. West Virgin.182.6
Filings per 100,000 residents, FY2024. Missouri highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177184.3
Missouri 184.3 per 100k (1.04x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

Missouri chapter composition, FY2024

Missouri chapter mix FY2024

Chapters56.7%41.9%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
11,421 filings • per-capita rate 184.3 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

11,421

#18 nationally

Per 100,000

184.3

#16 per capita

Chapter 7

6,470

57% of total

Chapter 13

4,784

42% of total

Chapter 11

149

Business reorganization

Business

541

Of total filings

Peer states, per-capita filings near Missouri

Rate per 100k population (decimal share) and total filings - Missouri highlighted

OR

Oregon

18.47% top marginal rate
Structure
Progressive
Burden @ $100K
$7,821
Selected

MO

Missouri

18.43% top marginal rate
Structure
Progressive
Burden @ $100K
$11,421

DE

Delaware

18.33% top marginal rate
Structure
Progressive
Burden @ $100K
$1,891

WV

West Virginia

18.26% top marginal rate
Structure
Progressive
Burden @ $100K
$3,241

Filing Trend by Year

5,00010,00015,00020,00025,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 11,421
Total bankruptcy filings in Missouri by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 11,421 6,470 4,784
FY2023 10,205 6,019 4,042
FY2022 9,124 5,927 3,085
FY2021 9,733 6,688 2,925
FY2020 12,812 8,720 3,937
FY2019 18,236 10,616 7,476
FY2018 18,351 10,749 7,461
FY2017 18,066 11,066 6,849
FY2016 18,696 11,981 6,558
FY2015 19,873 12,779 6,934

Economic Context

Source: BLS Local Area Unemployment Statistics →

2.7%

Unemployment (2023)

184.3

Filings per 100k Pop.

Filing Rate Score

184.3

Filings per 100,000 population

#16

Per-capita rank among 51 jurisdictions

Missouri sits in the higher third for filings per 100k (#16 of 51) - a rate shaped by exemption laws, income, and local legal culture as much as by distress.

Falling multi-year filing trend

Missouri in the higher-rate third

In FY2024, Missouri recorded 11,421 federal filings at 184.3 per 100k - a higher-third per-capita rate (#16 of 51). Chapter 13 repayment plans are 42% while Chapter 7 is only 57% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.

A declined 42.5% swing on an already higher-rate state can coincide with credit tightening or a local filing-culture shift - still check the district list before inferring a statewide crisis. 2 districts; business 541. Unemployment 2.7% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Missouri FY2024 (per-capita #16 of 51). See our methodology for details. Missouri snapshot: 11,421 filings, 184.3/100k, Chapter 7 57% / Chapter 13 42%; retrieved August 2026 by PlainBankruptcy.