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State profile · FY2024 · AOUSC

Missouri Bankruptcy Filings

According to AOUSC Judicial Caseload Statistics, 9,572 federal filings were recorded in FY2024 across 2 judicial districts and 6.20 million residents, Chapter 7, 11, 12, and 13.

9,572
Total filings FY2024
Mid-volume state
154.5
Per 100k residents
Above national median
#21
Per-capita rank
Middle third
2
Judicial districts
More districts than typical

Data updated September 2026

The bottom line

Missouri filings declined 51.1% across the 10-year AOUSC window ending FY2024.

154.5
filings per 100k
#21
per-capita rank (of 51)
54%
Chapter 7 (liquidation)
45%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

C+
Financial-Stress Score
60/100
Missouri · 2 of 2 dimensions reported

Based on this state's bankruptcy filing rate (AOUSC, per 100,000 residents) and its most recently reported unemployment rate, each benchmarked against every tracked state (50 states + DC). Lower filings and lower unemployment score higher; this is not a measure of overall affordability, cost of living, or quality of life.

Bankruptcy Filing Rate D 154.5 per 100K
Federal bankruptcy filings per 100,000 residents, FY2024 (AOUSC)
Unemployment Rate A+ 2.7%
State's most recently reported annual unemployment rate

Consumer vs business filings, FY2024

AOUSC case-type split of the same 9,572 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Missouri rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Missouri

1. Oregon155.92. Missouri154.53. Arizona146.24. Minnesota143.4
Filings per 100,000 residents, FY2024. Missouri highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0374.451-jurisdiction avg142154.5
Missouri 154.5 per 100k (1.09x the 142.3 national average; peak among 51 is 374.4). Denominator = residents; source AOUSC FY2024.

Where Missouri sits: volume vs. intensity

Every jurisdiction plotted by FY2024 total filings (volume) against filings per 100,000 residents (intensity), with Missouri highlighted among all 30. A large state can lead on volume without leading on rate, or the reverse.

30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates. 2×2 strategic matrix plotting 30 entities by Total filings (X) and Filings per 100k residents (Y), with a crosshair dividing the plot into four quadrants. High volume, high rateLow volume, high rateHigh volume, low rateBelow median on both 010,00020,00030,00040,00050,000 0100200300400 Total filings Filings per 100k residents Missouri among all U.S. jurisdictions, FY2024
30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates.
View all 30 jurisdictions as a list
  1. California : 45,781 filings, 117.5 per 100k
  2. Florida : 35,569 filings, 157.3 per 100k
  3. Texas : 30,182 filings, 98.9 per 100k
  4. Georgia : 28,963 filings, 262.6 per 100k
  5. Illinois : 25,450 filings, 202.8 per 100k
  6. Ohio : 23,448 filings, 198.9 per 100k
  7. New York : 20,881 filings, 106.7 per 100k
  8. Michigan : 20,201 filings, 201.3 per 100k
  9. Tennessee : 19,926 filings, 279.6 per 100k
  10. Alabama : 19,124 filings, 374.4 per 100k
  11. Indiana : 15,921 filings, 232.0 per 100k
  12. Virginia : 14,245 filings, 163.4 per 100k
  13. New Jersey : 13,511 filings, 142.2 per 100k
  14. Pennsylvania : 12,265 filings, 94.6 per 100k
  15. Kentucky : 11,004 filings, 243.1 per 100k
  16. Arizona : 10,861 filings, 146.2 per 100k
  17. Maryland : 10,858 filings, 175.7 per 100k
  18. Missouri (this state) : 9,572 filings, 154.5 per 100k
  19. Wisconsin : 9,461 filings, 160.1 per 100k
  20. Louisiana : 9,175 filings, 200.6 per 100k
  21. Mississippi : 8,867 filings, 301.6 per 100k
  22. North Carolina : 8,603 filings, 80.4 per 100k
  23. Minnesota : 8,231 filings, 143.4 per 100k
  24. Washington : 8,176 filings, 104.6 per 100k
  25. Nevada : 7,992 filings, 250.2 per 100k
  26. Colorado : 7,496 filings, 127.5 per 100k
  27. Utah : 6,657 filings, 194.8 per 100k
  28. Oregon : 6,601 filings, 155.9 per 100k
  29. Arkansas : 6,571 filings, 214.2 per 100k
  30. Oklahoma : 6,467 filings, 159.5 per 100k

Source: AOUSC Judicial Caseload Statistics (filings) · U.S. Census Bureau Population Estimates →

Missouri chapter composition, FY2024

Missouri chapter mix FY2024

Chapters54.2%45.1%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
9,572 filings • per-capita rate 154.5 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

9,572

#18 nationally · Mid-volume state

Per 100,000

154.5

#21 per capita · Above national median

Chapter 7

5,185

54% of total · Near national share

Chapter 13

4,317

45% of total · Above national share

Chapter 11

65

Business reorganization · Below national share

Business

201

Of total filings · Below national share

Peer states, per-capita filings near Missouri

Rate per 100k population (decimal share) and total filings - Missouri highlighted

OR

Oregon

15.59% top marginal rate
Structure
Progressive
Burden @ $100K
$6,601
Selected

MO

Missouri

15.45% top marginal rate
Structure
Progressive
Burden @ $100K
$9,572

AZ

Arizona

14.62% top marginal rate
Structure
Progressive
Burden @ $100K
$10,861

MN

Minnesota

14.34% top marginal rate
Structure
Progressive
Burden @ $100K
$8,231

Filing Trend by Year

5,00010,00015,00020,00025,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 9,572
Total bankruptcy filings in Missouri by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 9,572 5,185 4,317
FY2023 9,272 4,874 4,362
FY2022 8,737 4,859 3,858
FY2021 10,186 6,901 3,236
FY2020 13,768 9,174 4,502
FY2019 17,084 10,779 6,221
FY2018 17,583 11,528 5,992
FY2017 18,141 11,956 6,102
FY2016 18,573 12,224 6,041
FY2015 19,557 13,398 6,108

Economic Context

Source: BLS Local Area Unemployment Statistics →

2.7%

Unemployment (2023)

154.5

Filings per 100k Pop.

Filing Rate Score

154.5

Filings per 100,000 population

#21

Per-capita rank among 51 jurisdictions

Missouri has a mid-pack per-capita filing rate (#21 of 51) at 154.5 per 100k.

Falling multi-year filing trend

Missouri's Chapter 13-heavy mix

In FY2024, Missouri recorded 9,572 federal bankruptcy filings (154.5 per 100k, #21 of 51). Chapter 13 repayment plans are 45% while Chapter 7 is only 54% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.

Repayment-heavy dockets often track mortgage-arrears curing more than job-loss liquidations; unemployment here is 2.7% (2023). 2 districts; business filings 201 (Ch.11 65). Multi-year filings declined 51.1%.

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

What to do with this

Missouri's own numbers, then where to compare them.

Figures are Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics FY2024 filings - see the methodology page for how states and chapters are defined.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Missouri FY2024 (per-capita #21 of 51). See our methodology for details. Missouri snapshot: 9,572 filings, 154.5/100k, Chapter 7 54% / Chapter 13 45%; retrieved September 2026 by PlainBankruptcy.