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State profile · FY2024 · AOUSC

Wisconsin Bankruptcy Filings

According to AOUSC Judicial Caseload Statistics, 9,461 federal filings were recorded in FY2024 across 2 judicial districts and 5.91 million residents, Chapter 7, 11, 12, and 13.

9,461
Total filings FY2024
Mid-volume state
160.1
Per 100k residents
Well above national median
#17
Per-capita rank
Top third
2
Judicial districts
More districts than typical

Data updated September 2026

The bottom line

Wisconsin filings declined 50.6% across the 10-year AOUSC window ending FY2024.

160.1
filings per 100k
#17
per-capita rank (of 51)
62%
Chapter 7 (liquidation)
37%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

C-
Financial-Stress Score
50/100
Wisconsin · 2 of 2 dimensions reported

Based on this state's bankruptcy filing rate (AOUSC, per 100,000 residents) and its most recently reported unemployment rate, each benchmarked against every tracked state (50 states + DC). Lower filings and lower unemployment score higher; this is not a measure of overall affordability, cost of living, or quality of life.

Bankruptcy Filing Rate F 160.1 per 100K
Federal bankruptcy filings per 100,000 residents, FY2024 (AOUSC)
Unemployment Rate B- 3.1%
State's most recently reported annual unemployment rate

Consumer vs business filings, FY2024

AOUSC case-type split of the same 9,461 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Wisconsin rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Wisconsin

1. Virginia163.42. Wisconsin160.13. Oklahoma159.54. Florida157.3
Filings per 100,000 residents, FY2024. Wisconsin highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0374.451-jurisdiction avg142160.1
Wisconsin 160.1 per 100k (1.13x the 142.3 national average; peak among 51 is 374.4). Denominator = residents; source AOUSC FY2024.

Where Wisconsin sits: volume vs. intensity

Every jurisdiction plotted by FY2024 total filings (volume) against filings per 100,000 residents (intensity), with Wisconsin highlighted among all 30. A large state can lead on volume without leading on rate, or the reverse.

30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates. 2×2 strategic matrix plotting 30 entities by Total filings (X) and Filings per 100k residents (Y), with a crosshair dividing the plot into four quadrants. High volume, high rateLow volume, high rateHigh volume, low rateBelow median on both 010,00020,00030,00040,00050,000 0100200300400 Total filings Filings per 100k residents Wisconsin among all U.S. jurisdictions, FY2024
30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates.
View all 30 jurisdictions as a list
  1. California : 45,781 filings, 117.5 per 100k
  2. Florida : 35,569 filings, 157.3 per 100k
  3. Texas : 30,182 filings, 98.9 per 100k
  4. Georgia : 28,963 filings, 262.6 per 100k
  5. Illinois : 25,450 filings, 202.8 per 100k
  6. Ohio : 23,448 filings, 198.9 per 100k
  7. New York : 20,881 filings, 106.7 per 100k
  8. Michigan : 20,201 filings, 201.3 per 100k
  9. Tennessee : 19,926 filings, 279.6 per 100k
  10. Alabama : 19,124 filings, 374.4 per 100k
  11. Indiana : 15,921 filings, 232.0 per 100k
  12. Virginia : 14,245 filings, 163.4 per 100k
  13. New Jersey : 13,511 filings, 142.2 per 100k
  14. Pennsylvania : 12,265 filings, 94.6 per 100k
  15. Kentucky : 11,004 filings, 243.1 per 100k
  16. Arizona : 10,861 filings, 146.2 per 100k
  17. Maryland : 10,858 filings, 175.7 per 100k
  18. Missouri : 9,572 filings, 154.5 per 100k
  19. Wisconsin (this state) : 9,461 filings, 160.1 per 100k
  20. Louisiana : 9,175 filings, 200.6 per 100k
  21. Mississippi : 8,867 filings, 301.6 per 100k
  22. North Carolina : 8,603 filings, 80.4 per 100k
  23. Minnesota : 8,231 filings, 143.4 per 100k
  24. Washington : 8,176 filings, 104.6 per 100k
  25. Nevada : 7,992 filings, 250.2 per 100k
  26. Colorado : 7,496 filings, 127.5 per 100k
  27. Utah : 6,657 filings, 194.8 per 100k
  28. Oregon : 6,601 filings, 155.9 per 100k
  29. Arkansas : 6,571 filings, 214.2 per 100k
  30. Oklahoma : 6,467 filings, 159.5 per 100k

Source: AOUSC Judicial Caseload Statistics (filings) · U.S. Census Bureau Population Estimates →

Wisconsin chapter composition, FY2024

Wisconsin chapter mix FY2024

Chapters62.5%37.1%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
9,461 filings • per-capita rate 160.1 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

9,461

#19 nationally · Mid-volume state

Per 100,000

160.1

#17 per capita · Well above national median

Chapter 7

5,912

62% of total · Near national share

Chapter 13

3,512

37% of total · Near national share

Chapter 11

33

Business reorganization · Below national share

Business

185

Of total filings · Below national share

Peer states, per-capita filings near Wisconsin

Rate per 100k population (decimal share) and total filings - Wisconsin highlighted

VA

Virginia

16.34% top marginal rate
Structure
Progressive
Burden @ $100K
$14,245
Selected

WI

Wisconsin

16.01% top marginal rate
Structure
Progressive
Burden @ $100K
$9,461

OK

Oklahoma

15.95% top marginal rate
Structure
Progressive
Burden @ $100K
$6,467

FL

Florida

15.73% top marginal rate
Structure
Progressive
Burden @ $100K
$35,569

Filing Trend by Year

5,00010,00015,00020,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 9,461
Total bankruptcy filings in Wisconsin by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 9,461 5,912 3,512
FY2023 8,159 4,935 3,183
FY2022 7,898 5,044 2,820
FY2021 9,830 7,287 2,474
FY2020 12,902 9,210 3,580
FY2019 16,588 11,494 5,014
FY2018 16,607 11,725 4,820
FY2017 17,213 12,028 5,106
FY2016 17,314 12,147 5,085
FY2015 19,149 14,107 4,975

Economic Context

Source: BLS Local Area Unemployment Statistics →

3.1%

Unemployment (2023)

160.1

Filings per 100k Pop.

Filing Rate Score

160.1

Filings per 100,000 population

#17

Per-capita rank among 51 jurisdictions

Wisconsin sits in the higher third for filings per 100k (#17 of 51) - a rate shaped by exemption laws, income, and local legal culture as much as by distress.

Falling multi-year filing trend

Wisconsin in the higher-rate third

In FY2024, Wisconsin recorded 9,461 federal filings at 160.1 per 100k - a higher-third per-capita rate (#17 of 51). Even at a higher per-capita rate, the chapter split is 62% Chapter 7 / 37% Chapter 13 - check exemption generosity before treating the rate as pure distress.

A declined 50.6% swing on an already higher-rate state can coincide with credit tightening or a local filing-culture shift - still check the district list before inferring a statewide crisis. 2 districts; business 185. Unemployment 3.1% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

What to do with this

Wisconsin's own numbers, then where to compare them.

Figures are Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics FY2024 filings - see the methodology page for how states and chapters are defined.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Wisconsin FY2024 (per-capita #17 of 51). See our methodology for details. Wisconsin snapshot: 9,461 filings, 160.1/100k, Chapter 7 62% / Chapter 13 37%; retrieved September 2026 by PlainBankruptcy.