All States Oklahoma

State profile · FY2024 · AOUSC

Oklahoma Bankruptcy Filings

9,421 federal filings in FY2024 across 3 judicial districts and 4.05 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

9,421
Total filings FY2024
232.4
Per 100k residents
#7
Per-capita rank
3
Judicial districts

Data updated August 2026

The bottom line

Oklahoma filings declined 42.5% across the 10-year AOUSC window ending FY2024.

232.4
filings per 100k
#7
per-capita rank (of 51)
53%
Chapter 7 (liquidation)
46%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 9,421 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Oklahoma rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Oklahoma

1. Louisiana249.72. Oklahoma232.43. Utah217.14. Arizona199.5
Filings per 100,000 residents, FY2024. Oklahoma highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177232.4
Oklahoma 232.4 per 100k (1.32x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

Oklahoma chapter composition, FY2024

Oklahoma chapter mix FY2024

Chapters52.5%46.1%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
9,421 filings • per-capita rate 232.4 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

9,421

#22 nationally

Per 100,000

232.4

#7 per capita

Chapter 7

4,949

53% of total

Chapter 13

4,345

46% of total

Chapter 11

99

Business reorganization

Business

421

Of total filings

Peer states, per-capita filings near Oklahoma

Rate per 100k population (decimal share) and total filings - Oklahoma highlighted

LA

Louisiana

24.97% top marginal rate
Structure
Progressive
Burden @ $100K
$11,421
Selected

OK

Oklahoma

23.24% top marginal rate
Structure
Progressive
Burden @ $100K
$9,421

UT

Utah

21.71% top marginal rate
Structure
Progressive
Burden @ $100K
$7,421

AZ

Arizona

19.95% top marginal rate
Structure
Progressive
Burden @ $100K
$14,823

Filing Trend by Year

6,0008,00010,00012,00014,00016,00018,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 9,421
Total bankruptcy filings in Oklahoma by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 9,421 4,949 4,345
FY2023 8,418 4,619 3,683
FY2022 7,526 4,591 2,839
FY2021 8,029 5,214 2,709
FY2020 10,569 6,800 3,646
FY2019 15,042 8,133 6,801
FY2018 15,137 8,239 6,791
FY2017 14,902 8,523 6,263
FY2016 15,422 9,272 6,027
FY2015 16,393 9,894 6,374

Economic Context

Source: BLS Local Area Unemployment Statistics →

3.3%

Unemployment (2023)

232.4

Filings per 100k Pop.

Filing Rate Score

232.4

Filings per 100,000 population

#7

Per-capita rank among 51 jurisdictions

Oklahoma sits in the higher third for filings per 100k (#7 of 51) - a rate shaped by exemption laws, income, and local legal culture as much as by distress.

Falling multi-year filing trend

Oklahoma in the higher-rate third

In FY2024, Oklahoma recorded 9,421 federal filings at 232.4 per 100k - a higher-third per-capita rate (#7 of 51). Chapter 13 repayment plans are 46% while Chapter 7 is only 53% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.

A declined 42.5% swing on an already higher-rate state can coincide with credit tightening or a local filing-culture shift - still check the district list before inferring a statewide crisis. 3 districts; business 421. Unemployment 3.3% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Oklahoma FY2024 (per-capita #7 of 51). See our methodology for details. Oklahoma snapshot: 9,421 filings, 232.4/100k, Chapter 7 53% / Chapter 13 46%; retrieved August 2026 by PlainBankruptcy.