All States › Mississippi

State profile · FY2024 · AOUSC

Mississippi Bankruptcy Filings

According to AOUSC Judicial Caseload Statistics, 8,867 federal filings were recorded in FY2024 across 2 judicial districts and 2.94 million residents, Chapter 7, 11, 12, and 13.

8,867
Total filings FY2024
Mid-volume state
301.6
Per 100k residents
Well above national median
#2
Per-capita rank
Top third
2
Judicial districts
More districts than typical

Data updated September 2026

The bottom line

Mississippi sits in the top third by FY2024 filings per 100k (#2 of 51 at 301.6/100k).

301.6
filings per 100k
#2
per-capita rank (of 51)
42%
Chapter 7 (liquidation)
57%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

F
Financial-Stress Score
9/100
Mississippi · 2 of 2 dimensions reported

Based on this state's bankruptcy filing rate (AOUSC, per 100,000 residents) and its most recently reported unemployment rate, each benchmarked against every tracked state (50 states + DC). Lower filings and lower unemployment score higher; this is not a measure of overall affordability, cost of living, or quality of life.

Bankruptcy Filing Rate F 301.6 per 100K
Federal bankruptcy filings per 100,000 residents, FY2024 (AOUSC)
Unemployment Rate F 4.2%
State's most recently reported annual unemployment rate

Consumer vs business filings, FY2024

AOUSC case-type split of the same 8,867 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Mississippi rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Mississippi

1. Alabama374.42. Mississippi301.63. Tennessee279.64. Delaware266.7
Filings per 100,000 residents, FY2024. Mississippi highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0374.451-jurisdiction avg142301.6
Mississippi 301.6 per 100k (2.12x the 142.3 national average; peak among 51 is 374.4). Denominator = residents; source AOUSC FY2024.

Where Mississippi sits: volume vs. intensity

Every jurisdiction plotted by FY2024 total filings (volume) against filings per 100,000 residents (intensity), with Mississippi highlighted among all 30. A large state can lead on volume without leading on rate, or the reverse.

30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates. 2×2 strategic matrix plotting 30 entities by Total filings (X) and Filings per 100k residents (Y), with a crosshair dividing the plot into four quadrants. High volume, high rateLow volume, high rateHigh volume, low rateBelow median on both 010,00020,00030,00040,00050,000 0100200300400 Total filings Filings per 100k residents Mississippi among all U.S. jurisdictions, FY2024
30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates.
View all 30 jurisdictions as a list
  1. California : 45,781 filings, 117.5 per 100k
  2. Florida : 35,569 filings, 157.3 per 100k
  3. Texas : 30,182 filings, 98.9 per 100k
  4. Georgia : 28,963 filings, 262.6 per 100k
  5. Illinois : 25,450 filings, 202.8 per 100k
  6. Ohio : 23,448 filings, 198.9 per 100k
  7. New York : 20,881 filings, 106.7 per 100k
  8. Michigan : 20,201 filings, 201.3 per 100k
  9. Tennessee : 19,926 filings, 279.6 per 100k
  10. Alabama : 19,124 filings, 374.4 per 100k
  11. Indiana : 15,921 filings, 232.0 per 100k
  12. Virginia : 14,245 filings, 163.4 per 100k
  13. New Jersey : 13,511 filings, 142.2 per 100k
  14. Pennsylvania : 12,265 filings, 94.6 per 100k
  15. Kentucky : 11,004 filings, 243.1 per 100k
  16. Arizona : 10,861 filings, 146.2 per 100k
  17. Maryland : 10,858 filings, 175.7 per 100k
  18. Missouri : 9,572 filings, 154.5 per 100k
  19. Wisconsin : 9,461 filings, 160.1 per 100k
  20. Louisiana : 9,175 filings, 200.6 per 100k
  21. Mississippi (this state) : 8,867 filings, 301.6 per 100k
  22. North Carolina : 8,603 filings, 80.4 per 100k
  23. Minnesota : 8,231 filings, 143.4 per 100k
  24. Washington : 8,176 filings, 104.6 per 100k
  25. Nevada : 7,992 filings, 250.2 per 100k
  26. Colorado : 7,496 filings, 127.5 per 100k
  27. Utah : 6,657 filings, 194.8 per 100k
  28. Oregon : 6,601 filings, 155.9 per 100k
  29. Arkansas : 6,571 filings, 214.2 per 100k
  30. Oklahoma : 6,467 filings, 159.5 per 100k

Source: AOUSC Judicial Caseload Statistics (filings) · U.S. Census Bureau Population Estimates →

Mississippi chapter composition, FY2024

Mississippi chapter mix FY2024

Chapters42.3%57.1%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
8,867 filings • per-capita rate 301.6 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

8,867

#21 nationally · Mid-volume state

Per 100,000

301.6

#2 per capita · Well above national median

Chapter 7

3,755

42% of total · Below national share

Chapter 13

5,064

57% of total · Above national share

Chapter 11

45

Business reorganization · Below national share

Business

174

Of total filings · Below national share

Peer states, per-capita filings near Mississippi

Rate per 100k population (decimal share) and total filings - Mississippi highlighted

AL

Alabama

37.44% top marginal rate
Structure
Progressive
Burden @ $100K
$19,124
Selected

MS

Mississippi

30.16% top marginal rate
Structure
Progressive
Burden @ $100K
$8,867

TN

Tennessee

27.96% top marginal rate
Structure
Progressive
Burden @ $100K
$19,926

DE

Delaware

26.67% top marginal rate
Structure
Progressive
Burden @ $100K
$2,752

Filing Trend by Year

4,0006,0008,00010,00012,00014,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 8,867
Total bankruptcy filings in Mississippi by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 8,867 3,755 5,064
FY2023 8,655 3,600 5,003
FY2022 7,280 3,329 3,929
FY2021 6,270 3,612 2,589
FY2020 10,053 5,363 4,623
FY2019 12,655 5,962 6,659
FY2018 12,631 5,944 6,633
FY2017 12,063 5,672 6,333
FY2016 11,277 5,434 5,779
FY2015 10,863 5,136 5,677

Economic Context

Source: BLS Local Area Unemployment Statistics →

4.2%

Unemployment (2023)

301.6

Filings per 100k Pop.

Filing Rate Score

301.6

Filings per 100,000 population

#2

Per-capita rank among 51 jurisdictions

Mississippi sits in the higher third for filings per 100k (#2 of 51) - a rate shaped by exemption laws, income, and local legal culture as much as by distress.

Higher per-capita filing rate

Mississippi in the higher-rate third

In FY2024, Mississippi recorded 8,867 federal filings at 301.6 per 100k - a higher-third per-capita rate (#2 of 51). Chapter 13 repayment plans are 57% while Chapter 7 is only 42% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.

A declined 18.4% swing on an already higher-rate state can coincide with credit tightening or a local filing-culture shift - still check the district list before inferring a statewide crisis. 2 districts; business 174. Unemployment 4.2% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

What to do with this

Mississippi's own numbers, then where to compare them.

Figures are Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics FY2024 filings - see the methodology page for how states and chapters are defined.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Mississippi FY2024 (per-capita #2 of 51). See our methodology for details. Mississippi snapshot: 8,867 filings, 301.6/100k, Chapter 7 42% / Chapter 13 57%; retrieved September 2026 by PlainBankruptcy.