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State profile · FY2024 · AOUSC

Mississippi Bankruptcy Filings

8,321 federal filings in FY2024 across 2 judicial districts and 2.94 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

8,321
Total filings FY2024
283.1
Per 100k residents
#5
Per-capita rank
2
Judicial districts

Data updated August 2026

The bottom line

Mississippi filings declined 42.5% across the 10-year AOUSC window ending FY2024.

283.1
filings per 100k
#5
per-capita rank (of 51)
41%
Chapter 7 (liquidation)
58%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 8,321 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Mississippi rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Mississippi

1. Tennessee306.52. Mississippi283.13. Louisiana249.74. Oklahoma232.4
Filings per 100,000 residents, FY2024. Mississippi highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177283.1
Mississippi 283.1 per 100k (1.60x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

Mississippi chapter composition, FY2024

Mississippi chapter mix FY2024

Chapters41.4%57.5%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
8,321 filings • per-capita rate 283.1 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

8,321

#28 nationally

Per 100,000

283.1

#5 per capita

Chapter 7

3,448

41% of total

Chapter 13

4,786

58% of total

Chapter 11

69

Business reorganization

Business

320

Of total filings

Peer states, per-capita filings near Mississippi

Rate per 100k population (decimal share) and total filings - Mississippi highlighted

TN

Tennessee

30.65% top marginal rate
Structure
Progressive
Burden @ $100K
$21,842
Selected

MS

Mississippi

28.31% top marginal rate
Structure
Progressive
Burden @ $100K
$8,321

LA

Louisiana

24.97% top marginal rate
Structure
Progressive
Burden @ $100K
$11,421

OK

Oklahoma

23.24% top marginal rate
Structure
Progressive
Burden @ $100K
$9,421

Filing Trend by Year

6,0008,00010,00012,00014,00016,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 8,321
Total bankruptcy filings in Mississippi by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 8,321 3,448 4,786
FY2023 7,435 3,254 4,102
FY2022 6,647 3,328 3,252
FY2021 7,091 3,852 3,163
FY2020 9,335 5,005 4,241
FY2019 13,286 5,690 7,522
FY2018 13,370 5,774 7,523
FY2017 13,162 6,052 7,029
FY2016 13,621 6,676 6,858
FY2015 14,479 7,130 7,261

Economic Context

Source: BLS Local Area Unemployment Statistics →

4.2%

Unemployment (2023)

283.1

Filings per 100k Pop.

Filing Rate Score

283.1

Filings per 100,000 population

#5

Per-capita rank among 51 jurisdictions

Mississippi sits in the higher third for filings per 100k (#5 of 51) - a rate shaped by exemption laws, income, and local legal culture as much as by distress.

Falling multi-year filing trend

Mississippi in the higher-rate third

In FY2024, Mississippi recorded 8,321 federal filings at 283.1 per 100k - a higher-third per-capita rate (#5 of 51). Chapter 13 repayment plans are 58% while Chapter 7 is only 41% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.

A declined 42.5% swing on an already higher-rate state can coincide with credit tightening or a local filing-culture shift - still check the district list before inferring a statewide crisis. 2 districts; business 320. Unemployment 4.2% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Mississippi FY2024 (per-capita #5 of 51). See our methodology for details. Mississippi snapshot: 8,321 filings, 283.1/100k, Chapter 7 41% / Chapter 13 58%; retrieved August 2026 by PlainBankruptcy.