All States Utah

State profile · FY2024 · AOUSC

Utah Bankruptcy Filings

7,421 federal filings in FY2024 across 1 judicial district and 3.42 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

7,421
Total filings FY2024
217.1
Per 100k residents
#8
Per-capita rank
1
Judicial district

Data updated August 2026

The bottom line

Utah filings declined 42.5% across the 10-year AOUSC window ending FY2024.

217.1
filings per 100k
#8
per-capita rank (of 51)
74%
Chapter 7 (liquidation)
25%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 7,421 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Utah rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Utah

1. Oklahoma232.42. Utah217.13. Arizona199.54. Hawaii198.0
Filings per 100,000 residents, FY2024. Utah highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177217.1
Utah 217.1 per 100k (1.23x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

Utah chapter composition, FY2024

Utah chapter mix FY2024

Chapters73.7%24.8%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
7,421 filings • per-capita rate 217.1 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

7,421

#31 nationally

Per 100,000

217.1

#8 per capita

Chapter 7

5,472

74% of total

Chapter 13

1,838

25% of total

Chapter 11

99

Business reorganization

Business

421

Of total filings

Peer states, per-capita filings near Utah

Rate per 100k population (decimal share) and total filings - Utah highlighted

OK

Oklahoma

23.24% top marginal rate
Structure
Progressive
Burden @ $100K
$9,421
Selected

UT

Utah

21.71% top marginal rate
Structure
Progressive
Burden @ $100K
$7,421

AZ

Arizona

19.95% top marginal rate
Structure
Progressive
Burden @ $100K
$14,823

HI

Hawaii

19.80% top marginal rate
Structure
Progressive
Burden @ $100K
$2,841

Filing Trend by Year

4,0006,0008,00010,00012,00014,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 7,421
Total bankruptcy filings in Utah by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 7,421 5,472 1,838
FY2023 6,631 5,009 1,527
FY2022 5,928 4,738 1,120
FY2021 6,324 5,215 1,036
FY2020 8,325 6,829 1,400
FY2019 11,849 8,905 2,849
FY2018 11,924 8,995 2,836
FY2017 11,739 9,087 2,555
FY2016 12,148 9,650 2,399
FY2015 12,913 10,278 2,534

Federal Districts in Utah

Economic Context

Source: BLS Local Area Unemployment Statistics →

3.1%

Unemployment (2023)

217.1

Filings per 100k Pop.

Filing Rate Score

217.1

Filings per 100,000 population

#8

Per-capita rank among 51 jurisdictions

Utah sits in the higher third for filings per 100k (#8 of 51) - a rate shaped by exemption laws, income, and local legal culture as much as by distress.

Falling multi-year filing trend

Utah in the higher-rate third

In FY2024, Utah recorded 7,421 federal filings at 217.1 per 100k - a higher-third per-capita rate (#8 of 51). Chapter 7 liquidations dominate at 74% (upper-third Chapter 7 share); Chapter 13 is 25% - a liquidation-leaning court culture relative to repayment-heavy peers.

A declined 42.5% swing on an already higher-rate state can coincide with credit tightening or a local filing-culture shift - still check the district list before inferring a statewide crisis. 1 district; business 421. Unemployment 3.1% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Utah FY2024 (per-capita #8 of 51). See our methodology for details. Utah snapshot: 7,421 filings, 217.1/100k, Chapter 7 74% / Chapter 13 25%; retrieved August 2026 by PlainBankruptcy.