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State profile · FY2024 · AOUSC

Washington Bankruptcy Filings

According to AOUSC Judicial Caseload Statistics, 8,176 federal filings were recorded in FY2024 across 2 judicial districts and 7.81 million residents, Chapter 7, 11, 12, and 13.

8,176
Total filings FY2024
Mid-volume state
104.6
Per 100k residents
Below national median
#30
Per-capita rank
Middle third
2
Judicial districts
More districts than typical

Data updated September 2026

The bottom line

Washington filings declined 57.0% across the 10-year AOUSC window ending FY2024.

104.6
filings per 100k
#30
per-capita rank (of 51)
77%
Chapter 7 (liquidation)
22%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

D
Financial-Stress Score
42/100
Washington · 2 of 2 dimensions reported

Based on this state's bankruptcy filing rate (AOUSC, per 100,000 residents) and its most recently reported unemployment rate, each benchmarked against every tracked state (50 states + DC). Lower filings and lower unemployment score higher; this is not a measure of overall affordability, cost of living, or quality of life.

Bankruptcy Filing Rate C+ 104.6 per 100K
Federal bankruptcy filings per 100,000 residents, FY2024 (AOUSC)
Unemployment Rate F 4.5%
State's most recently reported annual unemployment rate

Consumer vs business filings, FY2024

AOUSC case-type split of the same 8,176 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Washington rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Washington

1. New York106.72. Washington104.63. Idaho102.14. Texas98.9
Filings per 100,000 residents, FY2024. Washington highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0374.451-jurisdiction avg142104.6
Washington 104.6 per 100k (0.74x the 142.3 national average; peak among 51 is 374.4). Denominator = residents; source AOUSC FY2024.

Where Washington sits: volume vs. intensity

Every jurisdiction plotted by FY2024 total filings (volume) against filings per 100,000 residents (intensity), with Washington highlighted among all 30. A large state can lead on volume without leading on rate, or the reverse.

30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates. 2×2 strategic matrix plotting 30 entities by Total filings (X) and Filings per 100k residents (Y), with a crosshair dividing the plot into four quadrants. High volume, high rateLow volume, high rateHigh volume, low rateBelow median on both 010,00020,00030,00040,00050,000 0100200300400 Total filings Filings per 100k residents Washington among all U.S. jurisdictions, FY2024
30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates.
View all 30 jurisdictions as a list
  1. California : 45,781 filings, 117.5 per 100k
  2. Florida : 35,569 filings, 157.3 per 100k
  3. Texas : 30,182 filings, 98.9 per 100k
  4. Georgia : 28,963 filings, 262.6 per 100k
  5. Illinois : 25,450 filings, 202.8 per 100k
  6. Ohio : 23,448 filings, 198.9 per 100k
  7. New York : 20,881 filings, 106.7 per 100k
  8. Michigan : 20,201 filings, 201.3 per 100k
  9. Tennessee : 19,926 filings, 279.6 per 100k
  10. Alabama : 19,124 filings, 374.4 per 100k
  11. Indiana : 15,921 filings, 232.0 per 100k
  12. Virginia : 14,245 filings, 163.4 per 100k
  13. New Jersey : 13,511 filings, 142.2 per 100k
  14. Pennsylvania : 12,265 filings, 94.6 per 100k
  15. Kentucky : 11,004 filings, 243.1 per 100k
  16. Arizona : 10,861 filings, 146.2 per 100k
  17. Maryland : 10,858 filings, 175.7 per 100k
  18. Missouri : 9,572 filings, 154.5 per 100k
  19. Wisconsin : 9,461 filings, 160.1 per 100k
  20. Louisiana : 9,175 filings, 200.6 per 100k
  21. Mississippi : 8,867 filings, 301.6 per 100k
  22. North Carolina : 8,603 filings, 80.4 per 100k
  23. Minnesota : 8,231 filings, 143.4 per 100k
  24. Washington (this state) : 8,176 filings, 104.6 per 100k
  25. Nevada : 7,992 filings, 250.2 per 100k
  26. Colorado : 7,496 filings, 127.5 per 100k
  27. Utah : 6,657 filings, 194.8 per 100k
  28. Oregon : 6,601 filings, 155.9 per 100k
  29. Arkansas : 6,571 filings, 214.2 per 100k
  30. Oklahoma : 6,467 filings, 159.5 per 100k

Source: AOUSC Judicial Caseload Statistics (filings) · U.S. Census Bureau Population Estimates →

Washington chapter composition, FY2024

Washington chapter mix FY2024

Chapters76.8%22.2%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
8,176 filings • per-capita rate 104.6 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

8,176

#24 nationally · Mid-volume state

Per 100,000

104.6

#30 per capita · Below national median

Chapter 7

6,277

77% of total · Above national share

Chapter 13

1,814

22% of total · Below national share

Chapter 11

81

Business reorganization · Below national share

Business

302

Of total filings · Below national share

Peer states, per-capita filings near Washington

Rate per 100k population (decimal share) and total filings - Washington highlighted

NY

New York

10.67% top marginal rate
Structure
Progressive
Burden @ $100K
$20,881
Selected

WA

Washington

10.46% top marginal rate
Structure
Progressive
Burden @ $100K
$8,176

ID

Idaho

10.21% top marginal rate
Structure
Progressive
Burden @ $100K
$2,006

TX

Texas

9.89% top marginal rate
Structure
Progressive
Burden @ $100K
$30,182

Filing Trend by Year

05,00010,00015,00020,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 8,176
Total bankruptcy filings in Washington by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 8,176 6,277 1,814
FY2023 6,160 4,582 1,502
FY2022 5,146 3,932 1,168
FY2021 6,513 5,276 1,165
FY2020 9,736 7,346 2,294
FY2019 12,843 9,254 3,495
FY2018 13,600 9,934 3,576
FY2017 15,057 10,897 4,063
FY2016 16,859 12,297 4,445
FY2015 19,017 14,405 4,503

Economic Context

Source: BLS Local Area Unemployment Statistics →

4.5%

Unemployment (2023)

104.6

Filings per 100k Pop.

Filing Rate Score

104.6

Filings per 100,000 population

#30

Per-capita rank among 51 jurisdictions

Washington has a mid-pack per-capita filing rate (#30 of 51) at 104.6 per 100k.

Falling multi-year filing trend

Washington's Chapter 7-heavy mix

In FY2024, Washington recorded 8,176 federal bankruptcy filings (104.6 per 100k, #30 of 51). Chapter 7 liquidations dominate at 77% (upper-third Chapter 7 share); Chapter 13 is 22% - a liquidation-leaning court culture relative to repayment-heavy peers.

Cases run across 2 federal judicial districts, with 302 business filings (including 81 Chapter 11). The 10-year AOUSC window shows filings declined 57.0%; unemployment is 4.5% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

What to do with this

Washington's own numbers, then where to compare them.

Figures are Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics FY2024 filings - see the methodology page for how states and chapters are defined.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Washington FY2024 (per-capita #30 of 51). See our methodology for details. Washington snapshot: 8,176 filings, 104.6/100k, Chapter 7 77% / Chapter 13 22%; retrieved September 2026 by PlainBankruptcy.