Total Filings
16,821
#12 nationally
State profile · FY2024 · AOUSC
North Carolina Bankruptcy Filings
16,821 federal filings in FY2024 across 3 judicial districts and 10.70 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.
- 16,821
- Total filings FY2024
- 157.2
- Per 100k residents
- #32
- Per-capita rank
- 3
- Judicial districts
Data updated August 2026
The bottom line
North Carolina filings declined 42.5% across the 10-year AOUSC window ending FY2024.
- 157.2
- filings per 100k
- #32
- per-capita rank (of 51)
- 44%
- Chapter 7 (liquidation)
- 54%
- Chapter 13 (repayment)
Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.
Consumer vs business filings, FY2024
AOUSC case-type split of the same 16,821 filings shown above, orthogonal to the chapter mix below.
Per-capita filings vs peers and the national average
Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: North Carolina rate on the same scale as the 51-jurisdiction peak, with the national average marked.
Peer per-capita rates near North Carolina
North Carolina chapter composition, FY2024
North Carolina chapter mix FY2024
Per 100,000
157.2
#32 per capita
Chapter 7
7,470
44% of total
Chapter 13
9,080
54% of total
Chapter 11
243
Business reorganization
Business
719
Of total filings
Peer states, per-capita filings near North Carolina
Rate per 100k population (decimal share) and total filings - North Carolina highlighted
Filing Trend by Year
Federal Districts in North Carolina
Economic Context
Source: BLS Local Area Unemployment Statistics →
3.5%
Unemployment (2023)
157.2
Filings per 100k Pop.
Filing Rate Score
157.2
Filings per 100,000 population
#32
Per-capita rank among 51 jurisdictions
North Carolina's raw volume is in the heaviest third (#12), so prefer the 157.2/100k rate when comparing to smaller states.
Falling multi-year filing trend
North Carolina in the heavy-volume third
16,821 FY2024 filings put North Carolina in the heaviest third by raw volume (#12); prefer the 157.2/100k rate when comparing to smaller states. Chapter 13 repayment plans are 54% while Chapter 7 is only 44% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.
Repayment-heavy dockets often track mortgage-arrears curing more than job-loss liquidations; unemployment here is 3.5% (2023). 3 districts; business filings 719 (Ch.11 243). Multi-year filings declined 42.5%.
These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.
Next reads for North Carolina's repayment-heavy mix
Read our methodology - how this data is sourced, computed, and verified.
Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for North Carolina FY2024 (per-capita #32 of 51). See our methodology for details. North Carolina snapshot: 16,821 filings, 157.2/100k, Chapter 7 44% / Chapter 13 54%; retrieved August 2026 by PlainBankruptcy.