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State profile · FY2024 · AOUSC

New Jersey Bankruptcy Filings

16,421 federal filings in FY2024 across 1 judicial district and 9.50 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

16,421
Total filings FY2024
172.8
Per 100k residents
#26
Per-capita rank
1
Judicial district

Data updated August 2026

The bottom line

New Jersey filings declined 42.5% across the 10-year AOUSC window ending FY2024.

172.8
filings per 100k
#26
per-capita rank (of 51)
64%
Chapter 7 (liquidation)
33%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 16,421 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: New Jersey rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near New Jersey

1. Nebraska172.92. New Jersey172.83. Alaska169.44. Maryland165.7
Filings per 100,000 residents, FY2024. New Jersey highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177172.8
New Jersey 172.8 per 100k (0.98x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

New Jersey chapter composition, FY2024

New Jersey chapter mix FY2024

Chapters64.1%33.3%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
16,421 filings • per-capita rate 172.8 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

16,421

#13 nationally

Per 100,000

172.8

#26 per capita

Chapter 7

10,520

64% of total

Chapter 13

5,472

33% of total

Chapter 11

425

Business reorganization

Business

921

Of total filings

Peer states, per-capita filings near New Jersey

Rate per 100k population (decimal share) and total filings - New Jersey highlighted

NE

Nebraska

17.29% top marginal rate
Structure
Progressive
Burden @ $100K
$3,421
Selected

NJ

New Jersey

17.28% top marginal rate
Structure
Progressive
Burden @ $100K
$16,421

AK

Alaska

16.94% top marginal rate
Structure
Progressive
Burden @ $100K
$1,243

MD

Maryland

16.57% top marginal rate
Structure
Progressive
Burden @ $100K
$10,241

Filing Trend by Year

10,00015,00020,00025,00030,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 16,421
Total bankruptcy filings in New Jersey by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 16,421 10,520 5,472
FY2023 14,672 9,727 4,595
FY2022 13,118 9,419 3,450
FY2021 13,994 10,505 3,233
FY2020 18,421 13,695 4,351
FY2019 26,219 17,285 8,564
FY2018 26,385 17,485 8,538
FY2017 25,975 17,831 7,763
FY2016 26,881 19,130 7,365
FY2015 28,573 20,391 7,783

Federal Districts in New Jersey

Economic Context

Source: BLS Local Area Unemployment Statistics →

4.6%

Unemployment (2023)

172.8

Filings per 100k Pop.

Filing Rate Score

172.8

Filings per 100,000 population

#26

Per-capita rank among 51 jurisdictions

New Jersey's raw volume is in the heaviest third (#13), so prefer the 172.8/100k rate when comparing to smaller states.

Falling multi-year filing trend

New Jersey in the heavy-volume third

16,421 FY2024 filings put New Jersey in the heaviest third by raw volume (#13); prefer the 172.8/100k rate when comparing to smaller states. Chapter 7 liquidations are 64% of the caseload and Chapter 13 repayment plans 33%.

Cases run across 1 federal judicial district, with 921 business filings (including 425 Chapter 11). The 10-year AOUSC window shows filings declined 42.5%; unemployment is 4.6% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for New Jersey FY2024 (per-capita #26 of 51). See our methodology for details. New Jersey snapshot: 16,421 filings, 172.8/100k, Chapter 7 64% / Chapter 13 33%; retrieved August 2026 by PlainBankruptcy.