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State profile · FY2024 · AOUSC

Rhode Island Bankruptcy Filings

1,421 federal filings in FY2024 across 1 judicial district and 1.10 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

1,421
Total filings FY2024
129.7
Per 100k residents
#44
Per-capita rank
1
Judicial district

Data updated August 2026

The bottom line

Rhode Island filings declined 42.5% across the 10-year AOUSC window ending FY2024.

129.7
filings per 100k
#44
per-capita rank (of 51)
73%
Chapter 7 (liquidation)
25%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 1,421 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Rhode Island rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Rhode Island

1. New Hampshi.129.92. Rhode Island129.73. Texas129.24. Montana126.6
Filings per 100,000 residents, FY2024. Rhode Island highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177129.7
Rhode Island 129.7 per 100k (0.73x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

Rhode Island chapter composition, FY2024

Rhode Island chapter mix FY2024

Chapters73%24.9%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
1,421 filings • per-capita rate 129.7 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

1,421

#45 nationally

Per 100,000

129.7

#44 per capita

Chapter 7

1,038

73% of total

Chapter 13

354

25% of total

Chapter 11

28

Business reorganization

Business

98

Of total filings

Peer states, per-capita filings near Rhode Island

Rate per 100k population (decimal share) and total filings - Rhode Island highlighted

NH

New Hampshire

12.99% top marginal rate
Structure
Progressive
Burden @ $100K
$1,821
Selected

RI

Rhode Island

12.97% top marginal rate
Structure
Progressive
Burden @ $100K
$1,421

TX

Texas

12.92% top marginal rate
Structure
Progressive
Burden @ $100K
$39,421

MT

Montana

12.66% top marginal rate
Structure
Progressive
Burden @ $100K
$1,421

Filing Trend by Year

1,0001,5002,0002,5003,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 1,421
Total bankruptcy filings in Rhode Island by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 1,421 1,038 354
FY2023 1,270 951 295
FY2022 1,135 902 216
FY2021 1,211 993 201
FY2020 1,594 1,299 270
FY2019 2,269 1,694 550
FY2018 2,283 1,711 547
FY2017 2,248 1,729 493
FY2016 2,326 1,837 463
FY2015 2,473 1,957 489

Federal Districts in Rhode Island

Economic Context

Source: BLS Local Area Unemployment Statistics →

3.7%

Unemployment (2023)

129.7

Filings per 100k Pop.

Filing Rate Score

129.7

Filings per 100,000 population

#44

Per-capita rank among 51 jurisdictions

Rhode Island sits in the lower third for filings per 100k (#44 of 51) - low rates still leave room for Chapter 13-heavy pockets in individual districts.

Falling multi-year filing trend

Rhode Island in the lower-rate third

In FY2024, Rhode Island recorded 1,421 federal filings at 129.7 per 100k - a lower-third per-capita rate (#44 of 51); small absolute counts still matter when Chapter 13 share runs hot. Chapter 7 liquidations dominate at 73% (upper-third Chapter 7 share); Chapter 13 is 25% - a liquidation-leaning court culture relative to repayment-heavy peers.

On a thin volume book, the 10-year swing (declined 42.5%) can be a few hundred cases - read the year table in absolute counts. 1 district; business filings 98 (Ch.11 28). Unemployment 3.7% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Rhode Island FY2024 (per-capita #44 of 51). See our methodology for details. Rhode Island snapshot: 1,421 filings, 129.7/100k, Chapter 7 73% / Chapter 13 25%; retrieved August 2026 by PlainBankruptcy.