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State profile · FY2024 · AOUSC

Rhode Island Bankruptcy Filings

According to AOUSC Judicial Caseload Statistics, 904 federal filings were recorded in FY2024 across 1 judicial district and 1.10 million residents, Chapter 7, 11, 12, and 13.

904
Total filings FY2024
Lower-volume state
82.5
Per 100k residents
Well below national median
#39
Per-capita rank
Bottom third
1
Judicial district
Typical district count

Data updated September 2026

The bottom line

Rhode Island filings declined 65.4% across the 10-year AOUSC window ending FY2024.

82.5
filings per 100k
#39
per-capita rank (of 51)
70%
Chapter 7 (liquidation)
29%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

C+
Financial-Stress Score
62/100
Rhode Island · 2 of 2 dimensions reported

Based on this state's bankruptcy filing rate (AOUSC, per 100,000 residents) and its most recently reported unemployment rate, each benchmarked against every tracked state (50 states + DC). Lower filings and lower unemployment score higher; this is not a measure of overall affordability, cost of living, or quality of life.

Bankruptcy Filing Rate B+ 82.5 per 100K
Federal bankruptcy filings per 100,000 residents, FY2024 (AOUSC)
Unemployment Rate D 3.7%
State's most recently reported annual unemployment rate

Consumer vs business filings, FY2024

AOUSC case-type split of the same 904 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Rhode Island rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Rhode Island

1. Wyoming86.12. Rhode Island82.53. Hawaii81.74. North Carol.80.4
Filings per 100,000 residents, FY2024. Rhode Island highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0374.451-jurisdiction avg14282.5
Rhode Island 82.5 per 100k (0.58x the 142.3 national average; peak among 51 is 374.4). Denominator = residents; source AOUSC FY2024.

Where Rhode Island sits: volume vs. intensity

Every jurisdiction plotted by FY2024 total filings (volume) against filings per 100,000 residents (intensity), with Rhode Island highlighted among all 30. A large state can lead on volume without leading on rate, or the reverse.

30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates. 2×2 strategic matrix plotting 30 entities by Total filings (X) and Filings per 100k residents (Y), with a crosshair dividing the plot into four quadrants. High volume, high rateLow volume, high rateHigh volume, low rateBelow median on both 010,00020,00030,00040,00050,000 0100200300400 Total filings Filings per 100k residents Rhode Island among all U.S. jurisdictions, FY2024
30 jurisdictions by total filings (volume) and per-100,000-resident filing rate (intensity), FY2024. Source: AOUSC Judicial Caseload Statistics; population from U.S. Census Bureau estimates.
View all 30 jurisdictions as a list
  1. California : 45,781 filings, 117.5 per 100k
  2. Florida : 35,569 filings, 157.3 per 100k
  3. Texas : 30,182 filings, 98.9 per 100k
  4. Georgia : 28,963 filings, 262.6 per 100k
  5. Illinois : 25,450 filings, 202.8 per 100k
  6. Ohio : 23,448 filings, 198.9 per 100k
  7. New York : 20,881 filings, 106.7 per 100k
  8. Michigan : 20,201 filings, 201.3 per 100k
  9. Tennessee : 19,926 filings, 279.6 per 100k
  10. Alabama : 19,124 filings, 374.4 per 100k
  11. Indiana : 15,921 filings, 232.0 per 100k
  12. Virginia : 14,245 filings, 163.4 per 100k
  13. New Jersey : 13,511 filings, 142.2 per 100k
  14. Pennsylvania : 12,265 filings, 94.6 per 100k
  15. Kentucky : 11,004 filings, 243.1 per 100k
  16. Arizona : 10,861 filings, 146.2 per 100k
  17. Maryland : 10,858 filings, 175.7 per 100k
  18. Missouri : 9,572 filings, 154.5 per 100k
  19. Wisconsin : 9,461 filings, 160.1 per 100k
  20. Louisiana : 9,175 filings, 200.6 per 100k
  21. Mississippi : 8,867 filings, 301.6 per 100k
  22. North Carolina : 8,603 filings, 80.4 per 100k
  23. Minnesota : 8,231 filings, 143.4 per 100k
  24. Washington : 8,176 filings, 104.6 per 100k
  25. Nevada : 7,992 filings, 250.2 per 100k
  26. Colorado : 7,496 filings, 127.5 per 100k
  27. Utah : 6,657 filings, 194.8 per 100k
  28. Oregon : 6,601 filings, 155.9 per 100k
  29. Arkansas : 6,571 filings, 214.2 per 100k
  30. Rhode Island (this state) : 904 filings, 82.5 per 100k

Source: AOUSC Judicial Caseload Statistics (filings) · U.S. Census Bureau Population Estimates →

Rhode Island chapter composition, FY2024

Rhode Island chapter mix FY2024

Chapters70.4%28.9%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
904 filings • per-capita rate 82.5 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

904

#42 nationally · Lower-volume state

Per 100,000

82.5

#39 per capita · Well below national median

Chapter 7

636

70% of total · Above national share

Chapter 13

261

29% of total · Below national share

Chapter 11

7

Business reorganization · Below national share

Business

41

Of total filings · Near national share

Peer states, per-capita filings near Rhode Island

Rate per 100k population (decimal share) and total filings - Rhode Island highlighted

WY

Wyoming

8.61% top marginal rate
Structure
Progressive
Burden @ $100K
$503
Selected

RI

Rhode Island

8.25% top marginal rate
Structure
Progressive
Burden @ $100K
$904

HI

Hawaii

8.17% top marginal rate
Structure
Progressive
Burden @ $100K
$1,172

NC

North Carolina

8.04% top marginal rate
Structure
Progressive
Burden @ $100K
$8,603

Filing Trend by Year

5001,0001,5002,0002,5003,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 904
Total bankruptcy filings in Rhode Island by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 904 636 261
FY2023 833 624 205
FY2022 850 647 200
FY2021 1,097 945 148
FY2020 1,519 1,248 268
FY2019 2,047 1,558 485
FY2018 2,242 1,665 573
FY2017 2,262 1,724 521
FY2016 2,364 1,807 550
FY2015 2,611 2,167 434

Federal Districts in Rhode Island

District of Rhode Island

Economic Context

Source: BLS Local Area Unemployment Statistics →

3.7%

Unemployment (2023)

82.5

Filings per 100k Pop.

Filing Rate Score

82.5

Filings per 100,000 population

#39

Per-capita rank among 51 jurisdictions

Rhode Island sits in the lower third for filings per 100k (#39 of 51) - low rates still leave room for Chapter 13-heavy pockets in individual districts.

Falling multi-year filing trend

Rhode Island in the lower-rate third

In FY2024, Rhode Island recorded 904 federal filings at 82.5 per 100k - a lower-third per-capita rate (#39 of 51); small absolute counts still matter when Chapter 13 share runs hot. At a lower per-capita rate the split is still 70% Chapter 7 / 29% Chapter 13 - local rules and attorney-fee norms still shape which chapter filers pick.

On a thin volume book, the 10-year swing (declined 65.4%) can be a few hundred cases - read the year table in absolute counts. 1 district; business filings 41 (Ch.11 7). Unemployment 3.7% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Next reads for a lower-rate state like Rhode Island

Wyoming filing profile

Nearest per-capita peer (86.1/100k)

District of Rhode Island

Lead district inside Rhode Island

State filing rankings

Rhode Island sits in the lower third - compare denser peers

State exemptions

Low-rate states often pair with generous exemption regimes
← All States National Trends → Wyoming filing profile →

Read our methodology - how this data is sourced, computed, and verified.

What to do with this

Rhode Island's own numbers, then where to compare them.

Figures are Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics FY2024 filings - see the methodology page for how states and chapters are defined.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Rhode Island FY2024 (per-capita #39 of 51). See our methodology for details. Rhode Island snapshot: 904 filings, 82.5/100k, Chapter 7 70% / Chapter 13 29%; retrieved September 2026 by PlainBankruptcy.