All States Vermont

State profile · FY2024 · AOUSC

Vermont Bankruptcy Filings

921 federal filings in FY2024 across 1 judicial district and 0.65 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

921
Total filings FY2024
142.2
Per 100k residents
#39
Per-capita rank
1
Judicial district

Data updated August 2026

The bottom line

Vermont filings declined 42.5% across the 10-year AOUSC window ending FY2024.

142.2
filings per 100k
#39
per-capita rank (of 51)
70%
Chapter 7 (liquidation)
27%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 921 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Vermont rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Vermont

1. Wisconsin142.52. Vermont142.23. Pennsylvania142.14. New York135.0
Filings per 100,000 residents, FY2024. Vermont highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177142.2
Vermont 142.2 per 100k (0.81x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

Vermont chapter composition, FY2024

Vermont chapter mix FY2024

Chapters69.9%27.1%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
921 filings • per-capita rate 142.2 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

921

#47 nationally

Per 100,000

142.2

#39 per capita

Chapter 7

644

70% of total

Chapter 13

250

27% of total

Chapter 11

19

Business reorganization

Business

68

Of total filings

Peer states, per-capita filings near Vermont

Rate per 100k population (decimal share) and total filings - Vermont highlighted

WI

Wisconsin

14.25% top marginal rate
Structure
Progressive
Burden @ $100K
$8,421
Selected

VT

Vermont

14.22% top marginal rate
Structure
Progressive
Burden @ $100K
$921

PA

Pennsylvania

14.21% top marginal rate
Structure
Progressive
Burden @ $100K
$18,421

NY

New York

13.50% top marginal rate
Structure
Progressive
Burden @ $100K
$26,421

Filing Trend by Year

6008001,0001,2001,4001,6001,800 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 921
Total bankruptcy filings in Vermont by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 921 644 250
FY2023 823 590 208
FY2022 736 562 154
FY2021 785 620 142
FY2020 1,033 815 193
FY2019 1,471 1,057 391
FY2018 1,480 1,068 389
FY2017 1,457 1,082 351
FY2016 1,508 1,152 331
FY2015 1,603 1,228 349

Federal Districts in Vermont

Economic Context

Source: BLS Local Area Unemployment Statistics →

2.2%

Unemployment (2023)

142.2

Filings per 100k Pop.

Filing Rate Score

142.2

Filings per 100,000 population

#39

Per-capita rank among 51 jurisdictions

Vermont sits in the lower third for filings per 100k (#39 of 51) - low rates still leave room for Chapter 13-heavy pockets in individual districts.

Falling multi-year filing trend

Vermont in the lower-rate third

In FY2024, Vermont recorded 921 federal filings at 142.2 per 100k - a lower-third per-capita rate (#39 of 51); small absolute counts still matter when Chapter 13 share runs hot. Chapter 7 liquidations dominate at 70% (upper-third Chapter 7 share); Chapter 13 is 27% - a liquidation-leaning court culture relative to repayment-heavy peers.

On a thin volume book, the 10-year swing (declined 42.5%) can be a few hundred cases - read the year table in absolute counts. 1 district; business filings 68 (Ch.11 19). Unemployment 2.2% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Vermont FY2024 (per-capita #39 of 51). See our methodology for details. Vermont snapshot: 921 filings, 142.2/100k, Chapter 7 70% / Chapter 13 27%; retrieved August 2026 by PlainBankruptcy.