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State profile · FY2024 · AOUSC

West Virginia Bankruptcy Filings

3,241 federal filings in FY2024 across 2 judicial districts and 1.78 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

3,241
Total filings FY2024
182.6
Per 100k residents
#18
Per-capita rank
2
Judicial districts

Data updated August 2026

The bottom line

West Virginia filings declined 42.5% across the 10-year AOUSC window ending FY2024.

182.6
filings per 100k
#18
per-capita rank (of 51)
50%
Chapter 7 (liquidation)
48%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 3,241 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: West Virginia rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near West Virginia

1. Delaware183.32. West Virgin.182.63. Ohio181.84. New Mexico181.7
Filings per 100,000 residents, FY2024. West Virginia highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177182.6
West Virginia 182.6 per 100k (1.03x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

West Virginia chapter composition, FY2024

West Virginia chapter mix FY2024

Chapters50.5%48%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
3,241 filings • per-capita rate 182.6 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

3,241

#38 nationally

Per 100,000

182.6

#18 per capita

Chapter 7

1,636

50% of total

Chapter 13

1,555

48% of total

Chapter 11

38

Business reorganization

Business

148

Of total filings

Peer states, per-capita filings near West Virginia

Rate per 100k population (decimal share) and total filings - West Virginia highlighted

DE

Delaware

18.33% top marginal rate
Structure
Progressive
Burden @ $100K
$1,891
Selected

WV

West Virginia

18.26% top marginal rate
Structure
Progressive
Burden @ $100K
$3,241

OH

Ohio

18.18% top marginal rate
Structure
Progressive
Burden @ $100K
$21,421

NM

New Mexico

18.17% top marginal rate
Structure
Progressive
Burden @ $100K
$3,841

Filing Trend by Year

2,0003,0004,0005,0006,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 3,241
Total bankruptcy filings in West Virginia by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 3,241 1,636 1,555
FY2023 2,896 1,529 1,321
FY2022 2,589 1,527 1,023
FY2021 2,762 1,740 978
FY2020 3,636 2,269 1,317
FY2019 5,175 2,693 2,439
FY2018 5,208 2,730 2,435
FY2017 5,127 2,829 2,251
FY2016 5,305 3,085 2,170
FY2015 5,639 3,292 2,297

Economic Context

Source: BLS Local Area Unemployment Statistics →

4.2%

Unemployment (2023)

182.6

Filings per 100k Pop.

Filing Rate Score

182.6

Filings per 100,000 population

#18

Per-capita rank among 51 jurisdictions

West Virginia has a mid-pack per-capita filing rate (#18 of 51) at 182.6 per 100k.

Falling multi-year filing trend

West Virginia in the thin-volume third

3,241 FY2024 filings put West Virginia in the lightest third by raw volume (#38); year-to-year swings are noisier, so pair counts with the per-capita band. Chapter 13 repayment plans are 48% while Chapter 7 is only 50% (lower-third Chapter 7 share) - homeowners curing arrears show up more often than straight liquidations.

On a thin volume book, the 10-year swing (declined 42.5%) can be a few hundred cases - read the year table in absolute counts. 2 districts; business filings 148 (Ch.11 38). Unemployment 4.2% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for West Virginia FY2024 (per-capita #18 of 51). See our methodology for details. West Virginia snapshot: 3,241 filings, 182.6/100k, Chapter 7 50% / Chapter 13 48%; retrieved August 2026 by PlainBankruptcy.