All States Iowa

State profile · FY2024 · AOUSC

Iowa Bankruptcy Filings

4,821 federal filings in FY2024 across 2 judicial districts and 3.21 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

4,821
Total filings FY2024
150.3
Per 100k residents
#34
Per-capita rank
2
Judicial districts

Data updated August 2026

The bottom line

Iowa filings declined 42.5% across the 10-year AOUSC window ending FY2024.

150.3
filings per 100k
#34
per-capita rank (of 51)
61%
Chapter 7 (liquidation)
37%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 4,821 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Iowa rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Iowa

1. Virginia154.02. Iowa150.33. Idaho149.74. Minnesota146.8
Filings per 100,000 residents, FY2024. Iowa highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177150.3
Iowa 150.3 per 100k (0.85x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

Iowa chapter composition, FY2024

Iowa chapter mix FY2024

Chapters60.5%36.6%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
4,821 filings • per-capita rate 150.3 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

4,821

#34 nationally

Per 100,000

150.3

#34 per capita

Chapter 7

2,919

61% of total

Chapter 13

1,764

37% of total

Chapter 11

69

Business reorganization

Business

297

Of total filings

Peer states, per-capita filings near Iowa

Rate per 100k population (decimal share) and total filings - Iowa highlighted

VA

Virginia

15.40% top marginal rate
Structure
Progressive
Burden @ $100K
$13,421
Selected

IA

Iowa

15.03% top marginal rate
Structure
Progressive
Burden @ $100K
$4,821

ID

Idaho

14.97% top marginal rate
Structure
Progressive
Burden @ $100K
$2,941

MN

Minnesota

14.68% top marginal rate
Structure
Progressive
Burden @ $100K
$8,421

Filing Trend by Year

3,0004,0005,0006,0007,0008,0009,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 4,821
Total bankruptcy filings in Iowa by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 4,821 2,919 1,764
FY2023 4,308 2,691 1,478
FY2022 3,851 2,612 1,113
FY2021 4,109 2,919 1,045
FY2020 5,408 3,851 1,421
FY2019 7,698 4,811 2,771
FY2018 7,746 4,868 2,763
FY2017 7,626 4,980 2,520
FY2016 7,892 5,356 2,397
FY2015 8,389 5,716 2,536

Economic Context

Source: BLS Local Area Unemployment Statistics →

2.8%

Unemployment (2023)

150.3

Filings per 100k Pop.

Filing Rate Score

150.3

Filings per 100,000 population

#34

Per-capita rank among 51 jurisdictions

Iowa has a mid-pack per-capita filing rate (#34 of 51) at 150.3 per 100k.

Falling multi-year filing trend

What the Iowa data shows

In FY2024, Iowa recorded 4,821 federal bankruptcy filings (150.3 per 100k, #34 of 51). Chapter 7 liquidations are 61% of the caseload and Chapter 13 repayment plans 37%.

Cases run across 2 federal judicial districts, with 297 business filings (including 69 Chapter 11). The 10-year AOUSC window shows filings declined 42.5%; unemployment is 2.8% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Iowa FY2024 (per-capita #34 of 51). See our methodology for details. Iowa snapshot: 4,821 filings, 150.3/100k, Chapter 7 61% / Chapter 13 37%; retrieved August 2026 by PlainBankruptcy.