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State profile · FY2024 · AOUSC

Massachusetts Bankruptcy Filings

7,821 federal filings in FY2024 across 1 judicial district and 7.00 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

7,821
Total filings FY2024
111.7
Per 100k residents
#47
Per-capita rank
1
Judicial district

Data updated August 2026

The bottom line

Massachusetts filings declined 42.5% across the 10-year AOUSC window ending FY2024.

111.7
filings per 100k
#47
per-capita rank (of 51)
70%
Chapter 7 (liquidation)
27%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 7,821 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Massachusetts rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Massachusetts

1. Montana126.62. Massachuset.111.73. District of.109.34. Connecticut106.2
Filings per 100,000 residents, FY2024. Massachusetts highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177111.7
Massachusetts 111.7 per 100k (0.63x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

Massachusetts chapter composition, FY2024

Massachusetts chapter mix FY2024

Chapters70.1%27.4%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
7,821 filings • per-capita rate 111.7 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

7,821

#29 nationally

Per 100,000

111.7

#47 per capita

Chapter 7

5,483

70% of total

Chapter 13

2,145

27% of total

Chapter 11

191

Business reorganization

Business

521

Of total filings

Peer states, per-capita filings near Massachusetts

Rate per 100k population (decimal share) and total filings - Massachusetts highlighted

MT

Montana

12.66% top marginal rate
Structure
Progressive
Burden @ $100K
$1,421
Selected

MA

Massachusetts

11.17% top marginal rate
Structure
Progressive
Burden @ $100K
$7,821

CT

Connecticut

10.62% top marginal rate
Structure
Progressive
Burden @ $100K
$3,842

Filing Trend by Year

4,0006,0008,00010,00012,00014,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 7,821
Total bankruptcy filings in Massachusetts by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 7,821 5,483 2,145
FY2023 6,988 5,040 1,792
FY2022 6,248 4,812 1,325
FY2021 6,665 5,321 1,232
FY2020 8,774 6,949 1,661
FY2019 12,488 8,977 3,344
FY2018 12,566 9,072 3,331
FY2017 12,371 9,192 3,009
FY2016 12,803 9,796 2,837
FY2015 13,609 10,436 2,996

Federal Districts in Massachusetts

Economic Context

Source: BLS Local Area Unemployment Statistics →

2.9%

Unemployment (2023)

111.7

Filings per 100k Pop.

Filing Rate Score

111.7

Filings per 100,000 population

#47

Per-capita rank among 51 jurisdictions

Massachusetts sits in the lower third for filings per 100k (#47 of 51) - low rates still leave room for Chapter 13-heavy pockets in individual districts.

Falling multi-year filing trend

Massachusetts in the lower-rate third

In FY2024, Massachusetts recorded 7,821 federal filings at 111.7 per 100k - a lower-third per-capita rate (#47 of 51); small absolute counts still matter when Chapter 13 share runs hot. Chapter 7 liquidations dominate at 70% (upper-third Chapter 7 share); Chapter 13 is 27% - a liquidation-leaning court culture relative to repayment-heavy peers.

Cases run across 1 federal judicial district, with 521 business filings (including 191 Chapter 11). The 10-year AOUSC window shows filings declined 42.5%; unemployment is 2.9% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Massachusetts FY2024 (per-capita #47 of 51). See our methodology for details. Massachusetts snapshot: 7,821 filings, 111.7/100k, Chapter 7 70% / Chapter 13 27%; retrieved August 2026 by PlainBankruptcy.