All States Montana

State profile · FY2024 · AOUSC

Montana Bankruptcy Filings

1,421 federal filings in FY2024 across 1 judicial district and 1.12 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

1,421
Total filings FY2024
126.6
Per 100k residents
#46
Per-capita rank
1
Judicial district

Data updated August 2026

The bottom line

Montana filings declined 42.5% across the 10-year AOUSC window ending FY2024.

126.6
filings per 100k
#46
per-capita rank (of 51)
66%
Chapter 7 (liquidation)
31%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 1,421 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: Montana rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near Montana

1. Texas129.22. Montana126.63. Massachuset.111.74. District of.109.3
Filings per 100,000 residents, FY2024. Montana highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177126.6
Montana 126.6 per 100k (0.72x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

Montana chapter composition, FY2024

Montana chapter mix FY2024

Chapters65.9%30.7%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
1,421 filings • per-capita rate 126.6 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

1,421

#44 nationally

Per 100,000

126.6

#46 per capita

Chapter 7

936

66% of total

Chapter 13

436

31% of total

Chapter 11

21

Business reorganization

Business

98

Of total filings

Peer states, per-capita filings near Montana

Rate per 100k population (decimal share) and total filings - Montana highlighted

TX

Texas

12.92% top marginal rate
Structure
Progressive
Burden @ $100K
$39,421
Selected

MT

Montana

12.66% top marginal rate
Structure
Progressive
Burden @ $100K
$1,421

MA

Massachusetts

11.17% top marginal rate
Structure
Progressive
Burden @ $100K
$7,821

Filing Trend by Year

1,0001,5002,0002,5003,000 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 1,421
Total bankruptcy filings in Montana by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 1,421 936 436
FY2023 1,270 857 362
FY2022 1,135 819 269
FY2021 1,211 907 250
FY2020 1,594 1,204 342
FY2019 2,269 1,544 682
FY2018 2,283 1,560 681
FY2017 2,248 1,586 616
FY2016 2,326 1,693 582
FY2015 2,473 1,807 616

Federal Districts in Montana

Economic Context

Source: BLS Local Area Unemployment Statistics →

2.8%

Unemployment (2023)

126.6

Filings per 100k Pop.

Filing Rate Score

126.6

Filings per 100,000 population

#46

Per-capita rank among 51 jurisdictions

Montana sits in the lower third for filings per 100k (#46 of 51) - low rates still leave room for Chapter 13-heavy pockets in individual districts.

Falling multi-year filing trend

Montana in the lower-rate third

In FY2024, Montana recorded 1,421 federal filings at 126.6 per 100k - a lower-third per-capita rate (#46 of 51); small absolute counts still matter when Chapter 13 share runs hot. At a lower per-capita rate the split is still 66% Chapter 7 / 31% Chapter 13 - local rules and attorney-fee norms still shape which chapter filers pick.

On a thin volume book, the 10-year swing (declined 42.5%) can be a few hundred cases - read the year table in absolute counts. 1 district; business filings 98 (Ch.11 21). Unemployment 2.8% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for Montana FY2024 (per-capita #46 of 51). See our methodology for details. Montana snapshot: 1,421 filings, 126.6/100k, Chapter 7 66% / Chapter 13 31%; retrieved August 2026 by PlainBankruptcy.