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State profile · FY2024 · AOUSC

North Dakota Bankruptcy Filings

821 federal filings in FY2024 across 1 judicial district and 0.78 million residents, Chapter 7, 11, 12, and 13, from AOUSC Judicial Caseload Statistics.

821
Total filings FY2024
104.7
Per 100k residents
#50
Per-capita rank
1
Judicial district

Data updated August 2026

The bottom line

North Dakota filings declined 42.5% across the 10-year AOUSC window ending FY2024.

104.7
filings per 100k
#50
per-capita rank (of 51)
66%
Chapter 7 (liquidation)
30%
Chapter 13 (repayment)

Statistical information only, not legal advice. Outcomes depend on district local rules, exemption law, and the means test. This page does not recommend whether to file.

Consumer vs business filings, FY2024

AOUSC case-type split of the same 821 filings shown above, orthogonal to the chapter mix below.

Per-capita filings vs peers and the national average

Left: nearby jurisdictions by FY2024 filings per 100,000 residents (AOUSC). Right: North Dakota rate on the same scale as the 51-jurisdiction peak, with the national average marked.

Peer per-capita rates near North Dakota

1. Connecticut106.22. North Dakota104.73. South Dakota89.3
Filings per 100,000 residents, FY2024. North Dakota highlighted when present in the peer window. Source: AOUSC Judicial Caseload Statistics.
0329.751-jurisdiction avg177104.7
North Dakota 104.7 per 100k (0.59x the 176.5 national average; peak among 51 is 329.7). Denominator = residents; source AOUSC FY2024.

North Dakota chapter composition, FY2024

North Dakota chapter mix FY2024

Chapters65.8%30.5%Ch 7, LiquidationCh 11, ReorganizationCh 12, Family farmerCh 13, Wage-earnerCh 15, Cross-border
821 filings • per-capita rate 104.7 per 100k • AOUSC Judicial Caseload Statistics

Total Filings

821

#49 nationally

Per 100,000

104.7

#50 per capita

Chapter 7

540

66% of total

Chapter 13

250

30% of total

Chapter 11

12

Business reorganization

Business

78

Of total filings

Peer states, per-capita filings near North Dakota

Rate per 100k population (decimal share) and total filings - North Dakota highlighted

CT

Connecticut

10.62% top marginal rate
Structure
Progressive
Burden @ $100K
$3,842
Selected

ND

North Dakota

10.47% top marginal rate
Structure
Progressive
Burden @ $100K
$821

SD

South Dakota

8.93% top marginal rate
Structure
Progressive
Burden @ $100K
$821

Filing Trend by Year

6008001,0001,2001,4001,600 FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24 821
Total bankruptcy filings in North Dakota by fiscal year. Source: AOUSC Judicial Caseload Statistics.
Year Total Ch. 7 Ch. 13
FY2024 821 540 250
FY2023 734 494 208
FY2022 656 472 154
FY2021 700 522 144
FY2020 921 694 196
FY2019 1,311 892 393
FY2018 1,319 901 391
FY2017 1,299 916 354
FY2016 1,344 977 335
FY2015 1,429 1,044 354

Federal Districts in North Dakota

Economic Context

Source: BLS Local Area Unemployment Statistics →

2.1%

Unemployment (2023)

104.7

Filings per 100k Pop.

Filing Rate Score

104.7

Filings per 100,000 population

#50

Per-capita rank among 51 jurisdictions

North Dakota sits in the lower third for filings per 100k (#50 of 51) - low rates still leave room for Chapter 13-heavy pockets in individual districts.

Falling multi-year filing trend

North Dakota in the lower-rate third

In FY2024, North Dakota recorded 821 federal filings at 104.7 per 100k - a lower-third per-capita rate (#50 of 51); small absolute counts still matter when Chapter 13 share runs hot. At a lower per-capita rate the split is still 66% Chapter 7 / 30% Chapter 13 - local rules and attorney-fee norms still shape which chapter filers pick.

On a thin volume book, the 10-year swing (declined 42.5%) can be a few hundred cases - read the year table in absolute counts. 1 district; business filings 78 (Ch.11 12). Unemployment 2.1% (2023).

These figures describe aggregate court filings; they do not forecast any individual case outcome. Statistical information only - not legal advice; this page does not recommend whether to file.

Data sourced from Administrative Office of the U.S. Courts (AOUSC) Judicial Caseload Statistics for North Dakota FY2024 (per-capita #50 of 51). See our methodology for details. North Dakota snapshot: 821 filings, 104.7/100k, Chapter 7 66% / Chapter 13 30%; retrieved August 2026 by PlainBankruptcy.